Laura Jewett

Laura Jewett

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Under Contract

$585,000

($39,826 down)
FHA

11827 Brook Road, Golden, CO 80403

3
2
1,480 sqft
PITI Monthly
$3,850.83 /mo

Listing courtesy of: Annie Foushee, Redfin Corporation

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,024 /mo
$3,813 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
GAME ROOM
CHARMING
NO HOA

Welcome to your personal haven of tranquility! This unique home is nestled on nearly 2 acres, featuring its own well and a charming cabin. Embrace the breathtaking views as the sun rises, or enjoy the vibrant colors of Aspen leaves in the fall. Inside, the living room boasts expansive windows that flood the space with natural light. The dining area is enhanced by a wood-burning fireplace, shared with the adjoining kitchen. The spacious kitchen is equipped with ample cabinetry, a pantry, and sleek stainless steel appliances, including a gas range. With three generously sized bedrooms and two bathrooms, there is plenty of room for comfort. The primary bathroom features dual vanities and an updated tile step-in shower. Step outside to your private sanctuary, where panoramic views and the soothing sound of a brook create a peaceful ambiance. Enjoy the sights of local wildlife, such as foxes, deer, bobcats, and moose. The refurbished cabin, complete with electricity, offers versatile use as a guest cottage, playroom, or game room. Additionally, the home includes a spacious two-car garage for ample storage. There was a completely new septic system and leach field installed in 2018. With no HOA and A1 zoning, the potential for customizing and expanding your retreat is boundless.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,850.83/mo
Estimated Loan Balance
$546,687
Cash to close
$39,826
Interest Paid
$78,005

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard, Propane, Steam
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Dining Room
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Fenced Pasture
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision: BROOK RIDGE
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Golden

Financial Details

  • Price per Sqft: $395.27
  • Tax Annual Amount: $3124
  • On Market Date: 2024-08-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,826 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $39,826!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$545,174
Your Cash$39,826
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,024/mo
Traditional @ 7.5%
$3,955/mo
You save $931/month ($11,178/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4006121

Listing From: recolorado

Last updated: 2025-04-01T01:19:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,024 /mo
$3,813 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,826 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $39,826!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$545,174
Your Cash$39,826
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,024/mo
Traditional @ 7.5%
$3,955/mo
You save $931/month ($11,178/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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