Laura Jewett

Laura Jewett

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Closed

$490,000

($133,937 down)
VA

11797 Moran Road, Challenge, CA 95925

2
3
1,584 sqft
PITI Monthly
$2,294.22 /mo

Listing courtesy of: Victoria Craig, Century 21 Select Real Estate

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,618 /mo
$2,628 /mo

What's Special

Remarks Beautiful custom country home within 1 mile of the back side of Bullards Bar Reservoir. 2.5 acres of mountain beauty with paved drive way and parking area. This country home has wrap around covered porch, with large trees for shade and serenity. Kitchen has high end cabinets with soft close feature and upgraded gas stove. Laminate wood flooring through out the house and all rooms have outdoor access. Home generator for any power trouble with automatic switch for power. There are a few outbuildings and a full bath in the garage. Mini log cabin could be used for guest area or kids play house.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,294.22/mo
Estimated Loan Balance
$356,821
Cash to close
$133,937
Interest Paid
$47,315

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, WoodBurningStove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2010
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Fishing, Hiking, Hunting, Lake, NearNationalForest, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Challenge

Financial Details

  • Price per Sqft: $309.34
  • Tax Annual Amount: $6125
  • On Market Date: 2024-08-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $133,937 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $133,937!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$356,063
Your Cash$133,937
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,618/mo
Traditional @ 7.5%
$2,726/mo
You save $1,109/month ($13,303/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR24166204

Listing From:

Last updated: 2024-09-30T18:07:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,618 /mo
$2,628 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,937 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $133,937!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$356,063
Your Cash$133,937
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,618/mo
Traditional @ 7.5%
$2,726/mo
You save $1,109/month ($13,303/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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