Laura Jewett

Laura Jewett

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Closed

$435,000

($209,077 down)
FHA

11786 Chisholm Trail, Victorville, CA 92392

3
2
1,569 sqft
PITI Monthly
$2,094.35 /mo

Listing courtesy of: Catherine Saravia, Saravia Realty

Assumed Rate

4.63%
7.15%

Principal & Interest

$1,311 /mo
$1,721 /mo

What's Special

LOCATION
SERENE
SHOPPING
ENTERTAINMENT
DINING
STAINLESS STEEL APPLIANCES

Looking for a comfortable country retreat away from the hustle and bustle of the big city? Enviably set on almost a full acre of land in an incredible community, this 3-bedroom, 2-bath Victorville ranch-style home offers the laid-back lifestyle you need! Enter the light-filled haven and be greeted by open-concept entertainment areas with high ceilings, crisp white tones, and easy-care flooring. Large windows frame serene outdoor views as you gather in the living room and the dining corner. Adjacent, the bright kitchen has stainless steel appliances, abundant cabinetry, chic backsplash, and sleek quartz countertops. Retire to the comforts of the three bedrooms, the grandest of which is the primary suite with its double door entry, convenient ensuite with dual showerheads, and glass sliders to the backyard. The rest of your gated acreage offers potential for various recreational structures, an ADU, or an organic garden. Additionally, a well-sized workshop can be utilized as a second garage. With its fantastic location close to shopping, dining, schools, and freeways, why wait? See it today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.63
Remaining Loan Term
23 years, 7 months
Monthly PITI
$2,094.35/mo
Estimated Loan Balance
$226,796
Cash to close
$209,077
Interest Paid
$71,616

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $277.25
  • Tax Annual Amount: $5437.5
  • On Market Date: 2025-02-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $209,077 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $209,077!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$225,923
Your Cash$209,077
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$1,311/mo
Traditional @ 7.5%
$1,785/mo
You save $474/month ($5,692/year)

*Secondary financing rates are an estimated value based on input

MLS ID: TR25040692

Listing From:

Last updated: 2025-02-25T14:39:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.63%
7.15%

Principal & Interest

$1,311 /mo
$1,721 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $209,077 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $209,077!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$225,923
Your Cash$209,077
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$1,311/mo
Traditional @ 7.5%
$1,785/mo
You save $474/month ($5,692/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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