Laura Jewett

Laura Jewett

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Coming Soon

$434,900

($197,025 down)
FHA

11631 Douglas Drive N, Champlin, MN 55316

4
3
2,918 sqft
PITI Monthly
$2,174.34 /mo

Listing courtesy of: , LPT Realty, LLC

Assumed Rate

4.64%
7.15%

Principal & Interest

$1,376 /mo
$1,805 /mo

What's Special

REMODELED
SHOPPING
DINING
RENOVATED
FIREPLACE
PATIO
COZY

DON'T MISS THIS AMAZING OPPORTUNITY! Welcome to this meticulously maintained and beautifully renovated Champlin home, where charm and character shine through. The main floor features stunning woodwork and brick accents that create a warm, inviting atmosphere. With 4 fireplaces throughout, this home is perfect for cozy winter evenings. The main level also includes a gorgeous 4-season family room with its own fireplace, providing an ideal space for relaxation year-round. A standout feature of this home is the converted garage, now a fully functional in-law apartment with a separate entrance—perfect for guests, extended family, or as a potential Airbnb. The lower level boasts a full kitchen, pantry, laundry, bath, and two non-conforming bedrooms. The fenced-in backyard offers a private retreat, complete with a patio, while the garage doubles as a workshop. Recent updates include a new furnace (2025), tankless water heater (2021), gutters (2021), and a beautifully remodeled main and lower level in 2019. The attached garage was also converted into the apartment in 2019. Conveniently located near Hwy 169, 610, and 694, as well as Champlain schools, Anoka-Hennepin Community College, Andrew Park Splash Pad, and the Mississippi River. This home is also walkable and bikeable to nearby parks, with shopping and dining just a short distance away.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.64
Remaining Loan Term
23 years, 10 months
Monthly PITI
$2,174.34/mo
Estimated Loan Balance
$271,991
Cash to close
$197,025
Interest Paid
$72,515

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ductless Mini-Split
  • Heating: Ductless Mini-Split, Forced Air, Fireplace(s)
Features
  • Materials: Brick/Stone, Cedar, Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Free Standing, Gas, Living Room, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected, Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Cedar, Wood Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1965
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Fairview Gardens
  • Features: Doors 36"+, Grab Bars In Bathroom
HOA
  • Has HOA: No
Location
  • Region: Champlin

Financial Details

  • Price per Sqft: $149.04
  • Tax Annual Amount: $5507
  • On Market Date: 2025-03-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $197,025 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $197,025!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.64% Sellers Rate
$237,875
Your Cash$197,025
Total Purchase Price:$434,900

Assumed vs Traditional Mortgage

Assumed @ 4.64%
$1,376/mo
Traditional @ 7.5%
$1,872/mo
You save $496/month ($5,949/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6695850

Listing From: northstar

Last updated: 2025-04-03T03:00:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.64%
7.15%

Principal & Interest

$1,376 /mo
$1,805 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $197,025 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $197,025!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.64% Sellers Rate
$237,875
Your Cash$197,025
Total Purchase Price:$434,900

Assumed vs Traditional Mortgage

Assumed @ 4.64%
$1,376/mo
Traditional @ 7.5%
$1,872/mo
You save $496/month ($5,949/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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