Laura Jewett

Laura Jewett

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Closed

$398,000

($56,046 down)
FHA

115 S 4th Avenue, Deer Trail, CO 80105

3
2
1,440 sqft
PITI Monthly
$2,234.24 /mo

Listing courtesy of: Amy Kitteringham, Your Castle Realty LLC

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,533 /mo
$2,487 /mo

What's Special

OPEN CONCEPT
DINING
GRANITE COUNTERTOPS
WALK-IN CLOSET
DOUBLE VANITY
FINISHED BASEMENT
DECK
EFFICIENT
SOLAR PANELS

Beautiful 1440sf ranch home with 3-bedrooms and 2-full baths. The unfinished basement adds an addl 1440sf. Built in 2019, this home has lovely upgrades, including high ceilings, 42" soft-close kitchen and bathroom cabinets in Knotty Alder, and granite countertops throughout. The primary bedroom has its own bathroom that includes a double vanity and walk-in closet. The open concept kitchen boasts an island with room for seating, a 5-burner gas stove, and a full-sized dining area. The laundry is on the main floor and also serves as a mud room for the oversized 3-car garage with quiet, raised, steel garage doors and a workbench. There's a covered front porch and rear deck for relaxing with family and friends. Sturdy cement board siding, solar panels, energy efficient double pane windows and insulated exterior doors keep the home comfortable and quiet. Nestled in Deer Trail, this newer home with room-to-grow (basement framing has been started), sits on a quarter acre in a friendly neighborhood less than an hour away from the metro Denver area. A newer home with nice upgrades - priced to sell. Don't miss out on this one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,234.24/mo
Estimated Loan Balance
$355,052
Cash to close
$56,046
Interest Paid
$35,168

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Active Solar, Forced Air, Natural Gas
Features
  • Materials: Cement Siding, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Cement Siding, Frame
  • Roof: Composition
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bijou Creek
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Deer Trail

Financial Details

  • Price per Sqft: $276.39
  • Tax Annual Amount: $3490.49
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $56,046 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $56,046!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$341,954
Your Cash$56,046
Total Purchase Price:$398,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,533/mo
Traditional @ 7.5%
$2,580/mo
You save $1,047/month ($12,564/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8244046

Listing From: recolorado

Last updated: 2025-03-15T17:20:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,533 /mo
$2,487 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $56,046 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $56,046!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$341,954
Your Cash$56,046
Total Purchase Price:$398,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,533/mo
Traditional @ 7.5%
$2,580/mo
You save $1,047/month ($12,564/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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