Laura Jewett

Laura Jewett

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Closed

$434,900

($115,210 down)
VA

11598 N 188TH Drive, Surprise, AZ 85388

4
2
1,793 sqft
PITI Monthly
$1,727.12 /mo

Listing courtesy of: Christina Phaneuf, Real Broker

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,443 /mo
$2,323 /mo

What's Special

SERENE
SHOPPING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
PATIO
PRIVATE BACKYARD
COZY

Discover your dream home in the desirable Zanjero Trails community of Surprise, AZ—just in time for the holidays! This 4-bedroom, 2-bathroom smart home is a true gift, featuring an open-concept design with stylish modern finishes perfect for hosting festive gatherings. The chef-inspired kitchen, complete with sleek countertops, stainless steel appliances, and a spacious walk-in pantry, is ready for whipping up holiday feasts. Retreat to the serene master suite, a peaceful haven after busy holiday festivities, with its luxurious walk-in shower and generous walk-in closet. Outside, the private backyard oasis shines bright with low-maintenance turf and an extended paver patio, perfect for cozy fireside chats under twinkling lights or entertaining loved ones. Located near top-rated schools, beautiful parks, and convenient shopping, this home is a true holiday treasure. Don't wait make this season truly magical and say "Welcome Home!"

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,727.12/mo
Estimated Loan Balance
$320,994
Cash to close
$115,210
Interest Paid
$36,679

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s)
  • Heating: Natural Gas, Ceiling
Features
  • Materials: Painted, Stucco, Stone, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Stone, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: ZANJERO TRAILS PHASE 2 PARCEL 11C
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Zanjero Trails
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $242.55
  • Tax Annual Amount: $1611
  • On Market Date: 2024-10-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $115,210 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $115,210!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$319,690
Your Cash$115,210
Total Purchase Price:$434,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,443/mo
Traditional @ 7.5%
$2,410/mo
You save $967/month ($11,605/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6769521

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-26T19:52:13.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,443 /mo
$2,323 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $115,210 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $115,210!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$319,690
Your Cash$115,210
Total Purchase Price:$434,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,443/mo
Traditional @ 7.5%
$2,410/mo
You save $967/month ($11,605/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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