Laura Jewett

Laura Jewett

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Pending

$1,149,000

($583,634 down)
FHA

1156 Breakaway Drive, Oceanside, CA 92057

4
3
3,099 sqft
PITI Monthly
$3,801.6 /mo

Listing courtesy of: Greg Gorsuch, CPM Realty

Assumed Rate

4.1%
7.15%

Principal & Interest

$3,127 /mo
$4,370 /mo

What's Special

DINING
COMMUNITY POOL
PLAYGROUND

FHA Assumable at 3.125%, Principal Balance of $498,000! This 2 Story, home is located in the Breakaway part of the very prestigious Arrowwood Community! The 3000+ sqft offers tons of space with an optional bedroom on first level, along with potential conversion from half bath to full bath. Kitchen features tons of cabinet space with granite counters and a Travertine backsplash, which is timeless! It has a center island with a bar top that easily fits 4 oversized bar stools. All appliances are included and are stainless steel. The 4 Burner Gas Cook top has an oversized 5th burner great for a large griddle. Formal dining room is perfect for a large rectangle table to fit 8+ surrounded by Wayne's coating on the walls adding a nice ambiance to the room. As you make your way upstairs there is another small living room area that could be converted to another room, or used as a 2nd Living Room area. Upper level primary room is generously oversized, its promises to make the largest bed look small! Large walk in closet off the large primary bathroom, which features an overly oversized tub, with a separate stand up shower. Bedroom #2 which is one of the Jack and Jill rooms is generously size with a walk in closet. Rooms 3 and 4 are also good sized rooms both with standard closets. Backyard has stamped concrete in addition to privacy with no homes directly behind. Community features a very prominate public golf course designed by a local architect, Ted Robinson Jr. In addition, there is a community pool area that is great for those hot summer days, and a top notch playground near by.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.1
Remaining Loan Term
22 years, 11 months
Monthly PITI
$3,801.6/mo
Estimated Loan Balance
$718,198
Cash to close
$583,634
Interest Paid
$175,613

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Golf, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Arrowwood
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $370.76
  • Tax Annual Amount: $
  • On Market Date: 2024-06-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $583,634 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $583,634!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.1% Sellers Rate
$565,366
Your Cash:$583,634
Total Purchase Price:$1,149,000

Assumed vs Traditional Mortgage

Assumed @ 4.1%
$3,127/mo
Traditional @ 7.5%
$4,533/mo
You save $1,407/month ($16,879/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2405083

Listing From:

Last updated: 2024-09-20T20:53:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.1%
7.15%

Principal & Interest

$3,127 /mo
$4,370 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $583,634 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $583,634!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.1% Sellers Rate
$565,366
Your Cash:$583,634
Total Purchase Price:$1,149,000

Assumed vs Traditional Mortgage

Assumed @ 4.1%
$3,127/mo
Traditional @ 7.5%
$4,533/mo
You save $1,407/month ($16,879/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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