Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$639,000

($367,144 down)
FHA

1155 Pacific Pointe Way, Arroyo Grande, CA 93420

2
2
1,300 sqft
PITI Monthly
$1,993.87 /mo

Listing courtesy of: Mike Oliver, BHGRE Haven Properties

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,583 /mo
$2,331 /mo

What's Special

SHOPPING
HOME OFFICE
PATIO
COZY

Enjoy the ease of simply moving into this picture perfect home in Arroyo Grande. With an updated kitchen and bathrooms this home will meet or exceed your expectations. Featuring two ample bedrooms and two full bathrooms, a quaint and cozy loft area is great for a home office or study area. Light, bright and flooded with the Central Coasts brilliant sunshine you will happy to call it home. Enjoy the perfect climate by spending evenings relaxing in your low maintenance outdoor patio area. Surrounded by local parks, shopping and just a short bike ride to the village of Arroyo Grande. The Central Coast offers the highest quality of life in the State. The options are limitless here on the Coast, spend your downtime enjoying the sandy beaches, hike the best trails, sip the finest wine or just kick your feet up and realize you've arrived in paradise.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.67
Remaining Loan Term
20 years, 2 months
Monthly PITI
$1,993.87/mo
Estimated Loan Balance
$273,352
Cash to close
$367,144
Interest Paid
$111,982

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pacific Pointe
  • Features: StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Arroyo Grande

Financial Details

  • Price per Sqft: $491.54
  • Tax Annual Amount: $7987.5
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $367,144 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $367,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$271,856
Your Cash:$367,144
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,583/mo
Traditional @ 7.5%
$2,418/mo
You save $835/month ($10,023/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI24245148

Listing From:

Last updated: 2025-01-21T22:01:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,583 /mo
$2,331 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $367,144 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $367,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$271,856
Your Cash:$367,144
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,583/mo
Traditional @ 7.5%
$2,418/mo
You save $835/month ($10,023/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.