Laura Jewett

Laura Jewett

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Closed

$465,000

($295,724 down)
VA

11526 N 146TH Avenue, Surprise, AZ 85379

4
3
2,291 sqft
PITI Monthly
$1,418.27 /mo

Listing courtesy of: Carolyn J Barnes, Realty ONE Group

Assumed Rate

4.46%
7.15%

Principal & Interest

$1,084 /mo
$1,452 /mo

What's Special

GATED COMMUNITY
HOME OFFICE
PATIO

PAID IN FULL SOLAR in beautiful Cooper Canyon Ranch Gated Community. Home features 4 true bedrooms with closets. Interior was just painted. Oversized hallway with built in office desk, cabinets and shelving perfect for a home office. PAID IN FULL SOLAR for low utility bills. Upgraded kitchen with maple cabinets, granite and built in desk area. Upgraded Appliances all included. W/D/R. Smooth top stove there is a gas line behind stove for easy change. Custom shutters and upgraded tile throughout home. Laundry room has wall length closet with shelving and upper maple cabinets. Garage has built in cabinets and side yard entry. Backyard features artificial turf, large, covered patio and a big Tuff Shed. RV Gate with a huge concrete area behind RV gate. This home is ready for QUICK MOVE IN!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.46
Remaining Loan Term
18 years, 6 months
Monthly PITI
$1,418.27/mo
Estimated Loan Balance
$170,182
Cash to close
$295,724
Interest Paid
$98,331

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Sewer - Available, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: William Lyon Homes INC

Community & HOA

Community
  • Subdivision: MOUNTAIN GATE PHASE 3 & 4
  • Features: Gated Community, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Gate
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $202.97
  • Tax Annual Amount: $2008
  • On Market Date: 2024-07-04T07:10:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $295,724 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $295,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$169,276
Your Cash:$295,724
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$1,084/mo
Traditional @ 7.5%
$1,506/mo
You save $422/month ($5,064/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6642286

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-04-01T09:00:52.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.46%
7.15%

Principal & Interest

$1,084 /mo
$1,452 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $295,724 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $295,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$169,276
Your Cash:$295,724
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$1,084/mo
Traditional @ 7.5%
$1,506/mo
You save $422/month ($5,064/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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