Laura Jewett

Laura Jewett

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Pending

$775,000

($284,506 down)
VA

1150 Lochwood Place, Escondido, CA 92026

4
3
1,500 sqft
PITI Monthly
$2,277.61 /mo

Listing courtesy of: Agnes Ma, CENTURY 21 MASTERS

Assumed Rate

2.24%
7.15%

Principal & Interest

$2,061 /mo
$3,646 /mo

What's Special

LOCATION
DINING
FIREPLACE
HOME OFFICE
DECK
CHARMING

Significant price improvement! This Charming 4-bedroom, 3-bath home, in a PRIME Location, offers the perfect blend of comfort, convenience and privacy. The main floor features a versatile bedroom (or office/den) next to a full bath and a 2 car attached garage, ideal for in-laws, guests, or a home office. ~Also on the main floor is the living room, dining and kitchen, that flow together smoothly. The fireplace in the living room is ideal for unwinding with your hot cocoa or a glass of wine after a hard day's work! ~Upstairs, from the decking and Master Bedroom Suite, enjoy the pretty views of the backyard sparkling SWIMMING POOL, SPA and WATERFALL/FOUNTAIN; a great combination for soaking up the SUMMER sun and fun; ideal for entertaining or relaxing with loved ones. ~This lovely home backs onto a greenspace with no rear adjacent neighbors. ~This prime location home, is minutes from Daley Ranch, Dixon Lake, the 15 Freeway, schools and the picturesque Reidy Creek Golf Course. ~Don’t miss this rare opportunity to own a slice of paradise! Get ready to make this house your forever HOME.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.24
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,277.61/mo
Estimated Loan Balance
$491,637
Cash to close
$284,506
Interest Paid
$46,091

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $516.67
  • Tax Annual Amount: $9687.5
  • On Market Date: 2025-01-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $284,506 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $284,506!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.24% Sellers Rate
$490,494
Your Cash$284,506
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 2.24%
$2,061/mo
Traditional @ 7.5%
$3,782/mo
You save $1,721/month ($20,657/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24252419

Listing From:

Last updated: 2025-03-07T18:05:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.24%
7.15%

Principal & Interest

$2,061 /mo
$3,646 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $284,506 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $284,506!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.24% Sellers Rate
$490,494
Your Cash$284,506
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 2.24%
$2,061/mo
Traditional @ 7.5%
$3,782/mo
You save $1,721/month ($20,657/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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