Laura Jewett

Laura Jewett

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Closed

$439,995

($210,085 down)
FHA

1150 W 41st Street, San Bernardino, CA 92407

2
1
1,010 sqft
PITI Monthly
$1,454.85 /mo

Listing courtesy of: Sue Ann Challita, PRICE REAL ESTATE GROUP INC

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,126 /mo
$1,704 /mo

What's Special

SPACIOUS
CHARMING
COZY

Welcome to this charming and cozy 2-bedroom, 1-bathroom home nestled in the heart of North San Bernardino. This delightful property offers a perfect blend of comfort and character, set on a spacious lot that provides ample room for relaxation and enjoyment. As you approach, you'll be greeted by the inviting curb appeal of this lovely home. Step inside to discover a warm and inviting interior that exudes a homely atmosphere. The well-appointed living spaces are perfect for both everyday living and entertaining, with a cozy layout that makes the most of every square foot. One of the standout features of this property is the generous outdoor space. The large lot is a true oasis, boasting a variety of fruit trees including lemon, lime, apricot, and clementine. Imagine picking fresh fruit right from your own yard! Additionally, a small garden area in the back is brimming with homegrown tomatoes, green beans, and cucumbers, offering a taste of homegrown goodness. The property also includes a two-car detached garage, providing ample storage or space for your vehicles. Whether you’re gardening, enjoying a leisurely afternoon under the shade of the fruit trees, or simply taking in the serenity of the large yard, this home offers a unique and delightful living experience. Don’t miss the opportunity to make this cozy gem your own. Schedule a visit today and discover the charm and comfort that await you in this North San Bernardino retreat.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$1,454.85/mo
Estimated Loan Balance
$246,970
Cash to close
$210,085
Interest Paid
$40,721

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: SeeRemarks
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: None
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Mountainous
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $435.64
  • Tax Annual Amount: $
  • On Market Date: 2024-09-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $210,085 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $210,085!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$229,910
Your Cash$210,085
Total Purchase Price:$439,995

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,126/mo
Traditional @ 7.5%
$1,768/mo
You save $642/month ($7,701/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24184531

Listing From:

Last updated: 2024-12-05T04:37:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,126 /mo
$1,704 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $210,085 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $210,085!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$229,910
Your Cash$210,085
Total Purchase Price:$439,995

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,126/mo
Traditional @ 7.5%
$1,768/mo
You save $642/month ($7,701/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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