Laura Jewett

Laura Jewett

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$550,000

($191,352 down)
FHA

114 S Edge Cliff Street, Castle Rock, CO 80104

2
2
1,398 sqft
PITI Monthly
$2,490.89 /mo

Listing courtesy of: Julie Hutchison, INTEGRITY REAL ESTATE GROUP

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,651 /mo
$2,682 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
MASTER SUITE

This exceptional ranch-style home offers the ease of main-floor living, seamlessly blending comfort and convenience. Light and bright with a fresh, inviting color palette, this home features a mix of laminate and carpet flooring. The kitchen boasts 42" white cabinets with elegant crown molding, sleek stainless steel appliances, and quartz countertops throughout. Elegant master suite with en-suite bath and built-ins in the master closet. The spacious dining area offers versatility and can easily be converted into a third bedroom. This home also includes thoughtful accessibility features, such as an elaborate lift in the garage and a convenient wheel-in shower, providing extra support for those who may need it. Short walk to neighborhood park. With nearby schools, easy access to dining, shopping, and entertainment, and quick routes to Denver and beyond, this home offers the perfect blend of modern amenities and community-centered living.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,490.89/mo
Estimated Loan Balance
$374,624
Cash to close
$191,352
Interest Paid
$48,280

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stone, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: Founders Village
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Bella Mesa HOA/Service Plus Community Management
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $393.42
  • Tax Annual Amount: $4709
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $191,352 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $191,352!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$358,648
Your Cash$191,352
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,651/mo
Traditional @ 7.5%
$2,782/mo
You save $1,131/month ($13,574/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC1736112

Listing From: recolorado

Last updated: 2025-03-28T18:59:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,651 /mo
$2,682 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $191,352 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $191,352!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$358,648
Your Cash$191,352
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,651/mo
Traditional @ 7.5%
$2,782/mo
You save $1,131/month ($13,574/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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