Laura Jewett

Laura Jewett

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$409,900

($42,676 down)
FHA

11458 W CAMDEN Drive, Youngtown, AZ 85363

3
2
1,174 sqft
PITI Monthly
$2,797.61 /mo

Listing courtesy of: Duke Padilla, West USA Realty

Assumed Rate

6.95%
7.15%

Principal & Interest

$2,463 /mo
$2,513 /mo

What's Special

SERENE
WALK-IN CLOSET
PATIO

Become the proud owner of this delightful corner lot residence before costs increase! This 3-bedroom, 2-bath home. Large Lot!! 2-car garage and a serene front patio that sets an inviting atmosphere. The captivating open layout boasts high ceilings, a soothing palette, and attractive wood-look flooring. Culinary adventures await in the gourmet kitchen, equipped with granite counters, recessed lighting, white shaker cabinets with crown moulding, a tile backsplash, SS appliances, a walk-in pantry, and an island with a breakfast bar. The primary bedroom includes a private bathroom and a walk-in closet for an organized wardrobe. Venture out to the large backyard, featuring a covered patio and tons of space for crafting your dream outdoor oasis. Don't miss out on this fantastic opportunity! Newer washer and dryer. Furniture available for sale at a great price by separate bill of sale. (4 Tv's etc). Grass in back added for a visual.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.95
Remaining Loan Term
28 years, 8 months
Monthly PITI
$2,797.61/mo
Estimated Loan Balance
$367,890
Cash to close
$42,676
Interest Paid
$34,255

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Rolled/Hot Mop, Shake
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Rolled/Hot Mop, Shake
Condition
  • Year Built: 2024
Details
  • Builder: LGI Homes

Community & HOA

Community
  • Subdivision: RIDGEVIEW
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: RIDGEVIEW
  • HOA Amenities: Unknown
  • HOA Fee: $124
  • HOA Frequency: $Monthly
Location
  • Region: Youngtown

Financial Details

  • Price per Sqft: $349.15
  • Tax Annual Amount: $173
  • On Market Date: 2025-03-06T14:50:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $42,676 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $42,676!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.95% Sellers Rate
$367,224
Your Cash$42,676
Total Purchase Price:$409,900

Assumed vs Traditional Mortgage

Assumed @ 6.95%
$2,463/mo
Traditional @ 7.5%
$2,606/mo
You save $144/month ($1,725/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6830857

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-26T14:10:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.95%
7.15%

Principal & Interest

$2,463 /mo
$2,513 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $42,676 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $42,676!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.95% Sellers Rate
$367,224
Your Cash$42,676
Total Purchase Price:$409,900

Assumed vs Traditional Mortgage

Assumed @ 6.95%
$2,463/mo
Traditional @ 7.5%
$2,606/mo
You save $144/month ($1,725/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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