Laura Jewett

Laura Jewett

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Closed

$359,000

($109,563 down)
FHA

11445 N 21ST Drive, Phoenix, AZ 85029

3
2
1,192 sqft
PITI Monthly
$1,809.52 /mo

Listing courtesy of: Bryan Hamby, HomeSmart

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,410 /mo
$1,728 /mo

What's Special

MOUNTAIN VIEWS
NO HOA
AFFORDABLE

**Brand New Kitchen Remodel with Tons of Cabinet Space, Butcher Block Peninsula, New Dishwasher & New Gas Stove!** Such a great opportunity to own one of the few homes with a pool in the area! This 3 bed, 2 bath red brick home with mountain views from the backyard has so much charm. With NO HOA, low taxes and easy to maintain front & backyards, living here will be comfortable & affordable! Refrigerator, Washer & Dryer convey. Grassy play area in the backyard with plenty of pavers makes for lots of summer outdoor fun. Extra storage space in the laundry room is always a welcome bonus. Roof & HVAC are less than 7 years old, Pool equipment is less than 3 years old. Dual Pane windows installed in 2023! Move in and make sweet memories here.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$1,809.52/mo
Estimated Loan Balance
$250,397
Cash to close
$109,563
Interest Paid
$36,095

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Stone, Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Diving Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Stone, Brick
  • Roof: Composition
Condition
  • Year Built: 1961
Details
  • Builder: UNKNOWN

Community & HOA

Community
  • Subdivision: VALLEY VISTA
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $301.17
  • Tax Annual Amount: $820
  • On Market Date: 2023-11-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $109,563 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $109,563!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$249,437
Your Cash$109,563
Total Purchase Price:$359,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,410/mo
Traditional @ 7.5%
$1,793/mo
You save $383/month ($4,594/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6633168

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-31T20:22:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,410 /mo
$1,728 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $109,563 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $109,563!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$249,437
Your Cash$109,563
Total Purchase Price:$359,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,410/mo
Traditional @ 7.5%
$1,793/mo
You save $383/month ($4,594/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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