Laura Jewett

Laura Jewett

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$675,000

($437,403 down)
VA

1141 N Wide Open Trail, Prescott Valley, AZ 86314

4
4
2,863 sqft
PITI Monthly
$2,006.22 /mo

Listing courtesy of: Geoffrey R Hyland PLLC, eXp Realty

Assumed Rate

3.5%
7.15%

Principal & Interest

$1,504 /mo
$2,263 /mo

What's Special

LOCATION
DINING
SPACIOUS
FIREPLACE
CHARMING

Breathtaking views, a private setting, and an unbeatable location in the prestigious Stoneridge Golf Community make this home an incredible opportunity. This home boasts a charming rock-accented exterior and a welcoming cobblestone pathway leading to the entryway. Inside, a beautiful tile mosaic in the foyer sets the stage for the open-concept great room, where large windows showcase wisteria framed, expansive views. The spacious living area includes a gas fireplace and a seamless flow for entertaining. The gourmet kitchen is a chef's dream featuring granite counters, custom cabinetry, stainless-steep appliances including a gas cooktop and a center island with a breakfast bar. A dining area with large windows provides a perfect space to enjoy meals while taking in the surrounding beauty.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.5
Remaining Loan Term
17 years, 8 months
Monthly PITI
$2,006.22/mo
Estimated Loan Balance
$239,212
Cash to close
$437,403
Interest Paid
$125,233

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Zoned
  • Heating: Forced Air Gas, Natural Gas
Features
  • Materials: Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: 1 Fireplace, Living Room, Gas
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Contemporary
Materials
  • Wood Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 2007
Details
  • Builder: UNKNOWN

Community & HOA

Community
  • Subdivision: Stoneridge
  • Features: Pickleball Court(s), Community Spa Htd, Community Pool Htd, Golf, Tennis Court(s), Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: STONERIDGE
  • HOA Amenities: Unknown
  • HOA Fee: $86.67
  • HOA Frequency: $Monthly
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $235.77
  • Tax Annual Amount: $4023
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $437,403 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $437,403!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$237,597
Your Cash:$437,403
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$1,504/mo
Traditional @ 7.5%
$2,347/mo
You save $843/month ($10,112/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1071711

Listing From: paar

Last updated: 2025-03-26T04:02:25.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.5%
7.15%

Principal & Interest

$1,504 /mo
$2,263 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $437,403 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $437,403!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$237,597
Your Cash:$437,403
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$1,504/mo
Traditional @ 7.5%
$2,347/mo
You save $843/month ($10,112/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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