Laura Jewett

Laura Jewett

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Closed

$389,900

($176,660 down)
FHA

113 Torrey Pines Court, Mankato, MN 56001

4
2
2,176 sqft
PITI Monthly
$1,631.37 /mo

Listing courtesy of: , RE/MAX Advantage Plus

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,047 /mo
$1,584 /mo

What's Special

MODERN
DECK
COZY

When you want it all- Fresh, Modern, Cozy four-bedroom home with a triple garage and fenced lot. This home has been updated to include an open upper level, solid panel doors, new fixtures, LVP flooring, and super soft carpet. You will be impressed with the farmhouse style island, updated fixtures updated kitchen appliances including a Bosch dishwasher and GE gas range. The lower level offers another large living space, laundry and 2 more beds and a bath. The closets have custom organization, offering even more storage. You will love spending time on the large cedar toned deck with custom railing and stairs to the yard, and what a yard. There is so much space to play and relax. Located in Country Club Estates you will enjoy the walking paths and park. This home feels new as the trim and doors have been replaced with upgraded materials, new roof and more.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$1,631.37/mo
Estimated Loan Balance
$214,103
Cash to close
$176,660
Interest Paid
$37,845

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Country Club Estates 10
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Mankato

Financial Details

  • Price per Sqft: $179.18
  • Tax Annual Amount: $3224
  • On Market Date: 2024-09-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $176,660 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $176,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$213,240
Your Cash$176,660
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,047/mo
Traditional @ 7.5%
$1,643/mo
You save $596/month ($7,157/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6605156

Listing From: northstar

Last updated: 2024-11-15T17:14:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,047 /mo
$1,584 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,660 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $176,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$213,240
Your Cash$176,660
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,047/mo
Traditional @ 7.5%
$1,643/mo
You save $596/month ($7,157/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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