Laura Jewett

Laura Jewett

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$370,000

($326,478 down)
FHA

113 W BOWKER Street, Phoenix, AZ 85041

4
2
1,825 sqft
PITI Monthly
$554.52 /mo

Listing courtesy of: Evette M Cruz, HomeSmart

Assumed Rate

4.55%
7.15%

Principal & Interest

$313 /mo
$415 /mo

What's Special

REMODELED
SPACIOUS
MODERN
GRANITE COUNTERTOPS
NO HOA

PROPERTY QUALIFIES FOR LENDER PAID 2/1 BUYDOWN, please inquire. Seller is open to concessions. NO HOA, RV gate, larger lot! This beautifully remodeled property boasts a light, bright, and open floor plan perfect for modern living. Featuring 4 generously sized bedrooms, 2 updated bathrooms, and a split master floor plan, this home offers both comfort and functionality. Updated kitchen features granite countertops, stylish backsplash, and ample storage. Other upgrades include 16'' tile perfectly placed in high-traffic areas and double-pane windows to enhance comfort and reduce energy costs. The spacious laundry room adds practicality and ease to daily living. Situated on a larger lot, north/south-facing lot with plenty of outdoor space to enjoy.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
16 years, 5 months
Monthly PITI
$554.52/mo
Estimated Loan Balance
$43,816
Cash to close
$326,478
Interest Paid
$32,981

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Ceiling
Features
  • Materials: Brick Veneer, Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block, Chain Link
Roof
  • Roof: Tile
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Brick Veneer, Painted, Block
  • Roof: Tile
Condition
  • Year Built: 1948
Details
  • Builder: UNKNOWN

Community & HOA

Community
  • Subdivision: TOWNSEND PARK BLKS 1,2,3
  • Features: Near Light Rail Stop, Near Bus Stop
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $202.74
  • Tax Annual Amount: $577
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $326,478 (88%)
You can enter any amount below - secondary financing will cover the difference if needed.
88%
$

You cover the entire equity of $326,478!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$43,522
Your Cash:$326,478
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$313/mo
Traditional @ 7.5%
$430/mo
You save $117/month ($1,407/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6799575

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-29T13:54:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$313 /mo
$415 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $326,478 (88%)
You can enter any amount below - secondary financing will cover the difference if needed.
88%
$

You cover the entire equity of $326,478!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$43,522
Your Cash:$326,478
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$313/mo
Traditional @ 7.5%
$430/mo
You save $117/month ($1,407/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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