Laura Jewett

Laura Jewett

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$410,000

($162,238 down)
FHA

1137 W 21st Avenue, Apache Junction, AZ 85120

3
2
1,429 sqft
PITI Monthly
$1,562.13 /mo

Listing courtesy of: Chad Cox, Realty ONE Group

Assumed Rate

2.78%
7.15%

Principal & Interest

$1,107 /mo
$1,824 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
VAULTED CEILINGS
CHARMING

Welcome to this charming home in the highly sought-after Sunrise Canyon community of Apache Junction! This beautifully maintained home offers a spacious eat-in kitchen with newer appliances, vaulted ceilings, and a large backyard, perfect for relaxing or entertaining. Nestled in the foothills of the Superstition Mountains, this area offers the perfect balance of small-town charm with convenient access to shopping, dining, and outdoor adventure. Residents love being within walking distance of top-rated schools, a city park, pool, and skate park, making it ideal for families. For outdoor enthusiasts, this location is a dream! Explore Lost Dutchman State Park, Usery Mountain Regional Park, and the Salt River, all just a short drive away. Whether you love hiking, biking, kayaking, or simply taking in Arizona's breathtaking sunsets, this area provides endless opportunities to enjoy the Valley of the Sun lifestyle. With easy access to the US-60 and Loop 202, commuting to Mesa, Gilbert, or Phoenix is a breeze. Don't miss your chance to own a home in one of Apache Junction's most desirable neighborhood

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.78
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,562.13/mo
Estimated Loan Balance
$310,603
Cash to close
$162,238
Interest Paid
$27,009

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2000
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: Sunrise canyon
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Sunrise Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $35.9
  • HOA Frequency: $Monthly
Location
  • Region: Apache Junction

Financial Details

  • Price per Sqft: $286.91
  • Tax Annual Amount: $1371
  • On Market Date: 2025-03-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $162,238 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $162,238!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.78% Sellers Rate
$247,762
Your Cash$162,238
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.78%
$1,107/mo
Traditional @ 7.5%
$1,892/mo
You save $785/month ($9,421/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6838891

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T17:52:05.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.78%
7.15%

Principal & Interest

$1,107 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $162,238 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $162,238!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.78% Sellers Rate
$247,762
Your Cash$162,238
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.78%
$1,107/mo
Traditional @ 7.5%
$1,892/mo
You save $785/month ($9,421/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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