Laura Jewett

Laura Jewett

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Closed

$655,000

($252,198 down)
VA

1136 Orchard Way, Chico, CA 95928

3
2
1,614 sqft
PITI Monthly
$2,823.52 /mo

Listing courtesy of: Raquel Andrew, Re/Max of Chico

Assumed Rate

3.47%
7.15%

Principal & Interest

$2,006 /mo
$3,028 /mo

What's Special

SERENE
ENTERTAINMENT
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
EN SUITE BATHROOM
CHARMING
COZY
RENTAL INCOME

Nestled on a sprawling .55-acre lot, this charming country retreat offers the perfect blend of rustic elegance and modern amenities, creating a serene escape with all the comforts of home. Step inside, and you'll be captivated by the stunning laminate flooring, tray ceiling, and an abundance of natural light streaming through the windows. Wainscoted walls enhance the home’s country charm, while the open-style layout provides a spacious and inviting atmosphere. The generous living room is an ideal space to unwind, featuring a picturesque bay window that frames views of the backyard—perfect for cozying up with a book or savoring a morning coffee. The kitchen is a dream for any cooking enthusiast, outfitted with quartz countertops, a subway tile backsplash, crisp white cabinetry, a sought-after farmhouse sink, stainless steel appliances, an electric range, a well-sized pantry, and a convenient breakfast bar where guests can gather and chat with the chef. The primary bedroom serves as a peaceful retreat, offering ample space to relax, a roomy closet, and an en suite bathroom with a walk-in shower. Additional highlights include two spacious guest bedrooms, recessed lighting, ceiling fans throughout, solar, and a dedicated indoor laundry area. But the perks don’t stop there! The expansive .55-acre property is packed with exceptional amenities. Take a refreshing dip in the sparkling in-ground pool, host summer barbecues in the multiple outdoor entertainment areas, or cultivate your own garden in the greenhouse. There’s also ample space for farm animals, RV and boat storage, and an impressive shop with 12ft rollup doors with an attached guest unit. This additional living space includes a kitchenette, a full bathroom with a walk-in shower, and a cozy area for relaxing—perfect for visitors or potential rental income. Enjoy the tranquility of country living while still being just a short drive from downtown Chico. A truly rare find, this remarkable property doesn’t come around often—don’t miss your chance to call it home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,823.52/mo
Estimated Loan Balance
$406,971
Cash to close
$252,198
Interest Paid
$73,949

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $405.82
  • Tax Annual Amount: $8187.5
  • On Market Date: 2025-03-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $252,198 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $252,198!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$402,802
Your Cash$252,198
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$2,006/mo
Traditional @ 7.5%
$3,141/mo
You save $1,135/month ($13,624/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25050610

Listing From:

Last updated: 2025-03-15T23:25:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$2,006 /mo
$3,028 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $252,198 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $252,198!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$402,802
Your Cash$252,198
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$2,006/mo
Traditional @ 7.5%
$3,141/mo
You save $1,135/month ($13,624/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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