Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$250,000

($17,960 down)
VA

1131 OAK Street N, Fargo, ND 58102

3
2
1,642 sqft
PITI Monthly
$1,854.4 /mo

Listing courtesy of: , KW Inspire Realty Keller Williams

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,477 /mo
$1,590 /mo

What's Special

SPACIOUS
HARDWOOD FLOORS
WALK-IN CLOSET
FINISHED BASEMENT
CHARMING
COZY

Welcome to this charming 3-bedroom, 2-bathroom rambler in North Fargo! The main floor features stunning hardwood floors, two cozy bedrooms, a full bathroom, a well-appointed kitchen, and an inviting enclosed sunroom that overlooks the fenced backyard. The spacious finished basement offers a large family room, perfect for relaxing or entertaining, along with a third bedroom complete with a walk-in closet. With both a single attached garage and an insulated 2-stall detached garage, plus extra parking and alley access, this home offers ample space and convenience. Seller is offering to include the current home warranty, which should be transferable and valid until July 2025. Don’t miss out on this North Fargo gem!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$1,854.4/mo
Estimated Loan Balance
$232,734
Cash to close
$17,960
Interest Paid
$26,237

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Asphalt
Condition
  • Year Built: 1940
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hectors
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $152.25
  • Tax Annual Amount: $2728
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $17,960 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $17,960!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$232,040
Your Cash$17,960
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,477/mo
Traditional @ 7.5%
$1,649/mo
You save $172/month ($2,065/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6611629

Listing From: northstar

Last updated: 2024-10-21T20:36:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,477 /mo
$1,590 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $17,960 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $17,960!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$232,040
Your Cash$17,960
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,477/mo
Traditional @ 7.5%
$1,649/mo
You save $172/month ($2,065/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.