Laura Jewett

Laura Jewett

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Closed

$540,000

($170,587 down)
FHA

11311 Oswego Street, Commerce City, CO 80640

4
3
2,771 sqft
PITI Monthly
$2,471.36 /mo

Listing courtesy of: Adam Gillespie, eXp Realty, LLC

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,652 /mo
$2,725 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
WALKING TRAILS
PLAYGROUND
FAMILY-FRIENDLY
COZY

Back On Market. Fell through on inspection. Home is being sold as-is and is priced low for that reason. This 4-bedroom, 3-bathroom home in the highly desirable River Run neighborhood sits on a spacious lot, offering an inviting and functional layout with plenty of potential. Step inside to a welcoming entryway with vaulted ceilings that open up the space and provide a bright, airy feel. A main-level bedroom adds flexibility, whether for guests, an office, or a playroom. The eat-in kitchen, featuring granite countertops and stainless-steel appliances, flows seamlessly to a concrete patio—ideal for outdoor dining, entertaining, and relaxing. Upstairs, you'll find a versatile loft area, perfect for an office, play zone, or a cozy lounge space. The expansive primary suite provides privacy and comfort, complete with an en-suite bath and walk-in closet. Two additional bedrooms and a full bath round out the upper level, offering plenty of space for family or guests. The home’s carpet will be professionally cleaned before move-in, and a new roof will be installed prior to closing for added peace of mind. The backyard is ready for outdoor activities or entertaining, with a concrete patio and plenty of room to unwind. River Run is known for its abundant green spaces, parks, playgrounds, and walking trails, providing endless opportunities for recreation. Its prime location also ensures easy access to major highways, shopping, dining, and top-rated schools, making it a convenient and family-friendly choice.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,471.36/mo
Estimated Loan Balance
$373,380
Cash to close
$170,587
Interest Paid
$45,303

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas Log, Living Room
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder: Melody Homes Inc

Community & HOA

Community
  • Subdivision: River Run
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Melody at River Run
  • HOA Amenities: Unknown
  • HOA Fee: $76
  • HOA Frequency: $Quarterly
Location
  • Region: Commerce City

Financial Details

  • Price per Sqft: $194.88
  • Tax Annual Amount: $4407
  • On Market Date: 2024-09-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $170,587 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $170,587!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$369,413
Your Cash$170,587
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,652/mo
Traditional @ 7.5%
$2,827/mo
You save $1,175/month ($14,105/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2308767

Listing From: recolorado

Last updated: 2025-01-10T23:26:17.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,652 /mo
$2,725 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,587 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $170,587!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$369,413
Your Cash$170,587
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,652/mo
Traditional @ 7.5%
$2,827/mo
You save $1,175/month ($14,105/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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