Laura Jewett

Laura Jewett

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Closed

$460,000

($39,470 down)
FHA

112 N Harding Avenue, Johnstown, CO 80534

4
2
2,300 sqft
PITI Monthly
$3,438.99 /mo

Listing courtesy of: Dominic Miller, Ed Prather Real Estate

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,759 /mo
$2,885 /mo

What's Special

ENTERTAINMENT
MODERN
FINISHED BASEMENT
HOME OFFICE
CHARMING
COZY
RENTAL INCOME

Welcome to 112 N Harding Ave, a 4 bed 2 bath home perfectly situated in the heart of Johnstown. This property combines small-town charm with modern living! From the moment you arrive, the charming covered front porch invites you to sit back and enjoy the peaceful ambiance of this friendly neighborhood. Inside, the main level features bright, open living spaces designed for gatherings and everyday comfort. The home’s thoughtful layout provides ample room for everyone, while the fully finished basement offers a world of possibilities. Whether you envision a home office, entertainment area, or private guest suite, this space is ready to meet your needs. Classic craftsmanship and attention to detail make this home a cozy retreat you'll love coming back to. Recent updates include a new roof with impact-resistant shingles in 2023, and furnace and A/C system cleaning - adding value, durability and enhanced protection. Step outside to discover a large yard that’s perfect for outdoor activities, gardening, or simply relaxing! The corner lot provides added privacy and space, while the covered porch offers a perfect spot to unwind on lazy afternoons. Conveniently located near local parks, highly-rated schools, and downtown Johnstown, this home puts you just steps away from community events, quaint shops, and everyday essentials. A short walk to Parish Park provides access to trails, picnic areas, and stunning views of the Front Range. Sunsets here are truly breathtaking, adding a special touch to your evenings. For food lovers, nearby Hays Market and local vendors offer fresh produce and artisanal treats, perfect for creating delicious meals at home. With ample parking and even the potential for rental income, this property offers versatility and convenience. 112 N Harding Ave is more than a home—it’s a lifestyle. Don’t miss your chance to experience Colorado living at its best. Schedule your showing today and discover why this property is one of Johnstown’s finest!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 4 months
Monthly PITI
$3,438.99/mo
Estimated Loan Balance
$437,773
Cash to close
$39,470
Interest Paid
$47,359

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Free Standing, Living Room, Wood Burning
  • Flooring: Carpet, Linoleum

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Community Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $200
  • Tax Annual Amount: $2530
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $39,470 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $39,470!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$420,530
Your Cash$39,470
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,759/mo
Traditional @ 7.5%
$2,886/mo
You save $127/month ($1,519/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8337133

Listing From: recolorado

Last updated: 2025-03-03T21:49:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,759 /mo
$2,885 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,470 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $39,470!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$420,530
Your Cash$39,470
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,759/mo
Traditional @ 7.5%
$2,886/mo
You save $127/month ($1,519/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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