Laura Jewett

Laura Jewett

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$243,900

($57,307 down)
FHA

112 W Church Street, Spring Valley, MN 55975

4
2
1,410 sqft
PITI Monthly
$1,631.6 /mo

Listing courtesy of: , Re/Max Results

Assumed Rate

6.54%
7.15%

Principal & Interest

$1,210 /mo
$1,287 /mo

What's Special

HARDWOOD FLOORS
DECK
FENCED YARD

Move in ready Rambler Featuring 4 bedrooms and 2 baths, house has 3 main floor bedrooms with partially finished lower level, updated eat in kitchen with newer laminate flooring and back splash added. Large Living room area with hardwood floors. Newer metal roof, newer furnace, water heater, water softener,newer windows and central air conditioning have been recently installed. 3/4 bath in lower level with shower, bedroom with egress windows and walk in closet. You'll love the oversized garage which has been finished, is heated and newer cement drive. Large fenced yard with swingset, firepit and deck area, Front of home on dead end street across from Spring Valley Creek. Don't Miss this Opportunity Great home and Value!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$1,631.6/mo
Estimated Loan Balance
$243,529
Cash to close
$57,307
Interest Paid
$23,644

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Metal
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley Original
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $172.98
  • Tax Annual Amount: $2216
  • On Market Date: 2025-02-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $57,307 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $57,307!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$186,593
Your Cash$57,307
Total Purchase Price:$243,900

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$1,210/mo
Traditional @ 7.5%
$1,335/mo
You save $126/month ($1,507/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6675284

Listing From: northstar

Last updated: 2025-04-01T14:39:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$1,210 /mo
$1,287 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $57,307 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $57,307!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$186,593
Your Cash$57,307
Total Purchase Price:$243,900

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$1,210/mo
Traditional @ 7.5%
$1,335/mo
You save $126/month ($1,507/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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