Laura Jewett

Laura Jewett

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Closed

$899,000

($470,882 down)
FHA

1128 Sage Lane, Vista, CA 92084

4
4
2,022 sqft
PITI Monthly
$3,899.06 /mo

Listing courtesy of: Jeanne Dominguez, RE/MAX Connections

Assumed Rate

3.74%
7.15%

Principal & Interest

$2,382 /mo
$3,478 /mo

What's Special

GATED COMMUNITY
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
PATIO
CLUBHOUSE
PLAYGROUND
COZY
SOLAR PANELS

You're not going to believe everything this beautiful home has to offer, and with OWNED SOLAR PANELS, it truly is one of best values you're gonna find in North County! At only 8 years young, this home has been lovingly maintained and upgraded by its original owners! You will absolutely fall in love with the beautiful decor and openness of the first floor, with its spacious living/family room, the cozy fireplace, and a generous dining area too! Not to mention the gorgeous kitchen with granite counters, stainless steel appliances, a walk in pantry....and with its huge center island...no one will be left out of the fun when entertaining! The second floor is equally inviting with a bright, sunny loft area and four really good sized, adorable bedrooms! The spacious primary suite features a big walk-in shower, and an even bigger walk-in closet, complete with an amazingly designed custom closet system! And just wait till you see this backyard! Perfect for playtime, parties, or having tons of friends over...with a large patio, a huge pergola, beautiful landscaping and a lovely fountain too! In the big 2 car garage, you'll find plenty of well thought out storage and even more usable living space...think gym, workshop, playroom? Serra is a super friendly gated community that features a sparkling pool, playground, clubhouse with outdoor dining/BBQ areas, and yes it's very pet friendly with doggie runs and doggie stations on almost every street! Located in the heart of Vista, close to freeways, schools, and all of the newly added entertainment, dining and shopping venues! I promise, you will not be disappointed! It's time to start making memories...Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.74
Remaining Loan Term
21 years, 8 months
Monthly PITI
$3,899.06/mo
Estimated Loan Balance
$520,416
Cash to close
$470,882
Interest Paid
$147,174

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, Sidewalks, Gated, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Serra HOA
  • HOA Amenities: Unknown
  • HOA Fee: $240
  • HOA Frequency: $Monthly
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $444.61
  • Tax Annual Amount: $11237.5
  • On Market Date: 2024-12-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $470,882 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $470,882!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.74% Sellers Rate
$428,118
Your Cash:$470,882
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 3.74%
$2,382/mo
Traditional @ 7.5%
$3,607/mo
You save $1,226/month ($14,708/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2410485

Listing From:

Last updated: 2025-02-07T01:30:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.74%
7.15%

Principal & Interest

$2,382 /mo
$3,478 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $470,882 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $470,882!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.74% Sellers Rate
$428,118
Your Cash:$470,882
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 3.74%
$2,382/mo
Traditional @ 7.5%
$3,607/mo
You save $1,226/month ($14,708/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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