Laura Jewett

Laura Jewett

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Closed

$659,990

($475,706 down)
FHA

1121 N Park Avenue, Rialto, CA 92376

4
3
2,996 sqft
PITI Monthly
$1,793.66 /mo

Listing courtesy of: Candelaria Godinez, Champion Realty

Assumed Rate

4.88%
7.15%

Principal & Interest

$1,435 /mo
$1,830 /mo

What's Special

GATED COMMUNITY
DINING
GRANITE COUNTERTOPS
FIREPLACE
PLAYGROUND
COZY
EFFICIENT

Incredible opportunity to own your new cozy home in one of Rialto's most popular neighborhoods. Built in 2009, this inviting house has 4 bedrooms and 2.5 bathrooms, all spread out over just under 3,000 square feet. The open layout features a flexible office space that could easily become a 5th bedroom or gym. The large living room has high ceilings, and the big family room with a fireplace is perfect for cozy nights in. There's also a formal dining area and a casual eating space. The kitchen is a standout with its granite countertops, island, and stainless-steel appliances. Recent updates include new waterproof laminate flooring and a refreshed kitchen. The upstairs laundry room. Other great features include a loft, central A/C, a two-car garage, and a whole-house water filter. The home also has energy-efficient windows and a tile roof. Located in the North Rialto Elm Park Gated Community, you'll have access to an outdoor pool, jacuzzi, BBQ area, basketball court, playground, and lots of green space. Everything you need for comfort and fun is right here, ready for you to enjoy!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.88
Remaining Loan Term
14 years, 7 months
Monthly PITI
$1,793.66/mo
Estimated Loan Balance
$330,297
Cash to close
$475,706
Interest Paid
$173,896

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Gunite, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks, Urban, Pool
HOA
  • Has HOA: Yes
  • HOA Name: ELM PARK COMMNITY
  • HOA Amenities: Unknown
  • HOA Fee: $157
  • HOA Frequency: $Monthly
Location
  • Region: Rialto

Financial Details

  • Price per Sqft: $220.29
  • Tax Annual Amount: $
  • On Market Date: 2024-08-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $475,706 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $475,706!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.88% Sellers Rate
$184,284
Your Cash:$475,706
Total Purchase Price:$659,990

Assumed vs Traditional Mortgage

Assumed @ 4.88%
$1,435/mo
Traditional @ 7.5%
$1,899/mo
You save $464/month ($5,563/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24168837

Listing From:

Last updated: 2024-12-05T03:48:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.88%
7.15%

Principal & Interest

$1,435 /mo
$1,830 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $475,706 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $475,706!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.88% Sellers Rate
$184,284
Your Cash:$475,706
Total Purchase Price:$659,990

Assumed vs Traditional Mortgage

Assumed @ 4.88%
$1,435/mo
Traditional @ 7.5%
$1,899/mo
You save $464/month ($5,563/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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