Laura Jewett

Laura Jewett

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Pending

$300,000

($36,869 down)
VA

1120 15th Street W, Hastings, MN 55033

4
2
1,680 sqft
PITI Monthly
$1,965.35 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

5.22%
7.15%

Principal & Interest

$1,500 /mo
$1,840 /mo

What's Special

SPACIOUS
MODERN
DECK
QUIET NEIGHBORHOOD
CHARMING
COZY

Welcome to this charming 4-bedroom, 2-bathroom rambler, perfect for comfortable family living. Nestled in a quiet neighborhood, this home boasts a cozy and functional layout with a spacious living area, ideal for entertaining and relaxation. The kitchen features modern appliances and ample counter space for your culinary adventures. The main level offers three generous bedrooms and a full bathroom. Step outside to your own private oasis! The expansive backyard is perfect for entertaining, complete with a beautiful cedar deck, ideal for grilling and summer evenings, a lush garden for your green thumb, and a handy shed for all your storage needs. The single-stall garage provides convenience and additional storage options. This home offers the perfect blend of comfort, functionality, and outdoor living. Don't miss the opportunity to make this lovely rambler your own and schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$1,965.35/mo
Estimated Loan Balance
$265,573
Cash to close
$36,869
Interest Paid
$34,937

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1965
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hastings Oak Park Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Hastings

Financial Details

  • Price per Sqft: $178.57
  • Tax Annual Amount: $3790
  • On Market Date: 2025-01-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $36,869 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $36,869!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$263,131
Your Cash$36,869
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$1,500/mo
Traditional @ 7.5%
$1,909/mo
You save $409/month ($4,912/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6651371

Listing From: northstar

Last updated: 2025-02-26T19:36:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$1,500 /mo
$1,840 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $36,869 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $36,869!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$263,131
Your Cash$36,869
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$1,500/mo
Traditional @ 7.5%
$1,909/mo
You save $409/month ($4,912/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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