Laura Jewett

Laura Jewett

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Closed

$359,900

($76,989 down)
FHA

11161 190th Avenue NW, Elk River, MN 55330

5
3
2,879 sqft
PITI Monthly
$2,112.76 /mo

Listing courtesy of: , Keller Williams Classic Rlty NW

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,331 /mo
$2,089 /mo

What's Special

REMODELED
LOCATION
DINING
FIREPLACE
DECK
PATIO
CONVENIENT LOCATION

Welcome to the Royal Oaks Ridge neighborhood of Elk River! This 5 bed, 3 bath home sits on a large, corner lot with a fenced in backyard. You will love the space throughout. Main level features the kitchen with SS appliances and eat in breakfast area with a bay window to bring in the natural light. There is separate dining space with a walkout to the deck where you can sit back and unwind. You will find 3 beds and 2 baths upstairs. The primary bath is private and has recently been remodeled. There is another full bathroom with ceramic tile surround. Lower level is meant to entertain with a dry bar, wood burning fireplace and built ins ready for movie night. There is another walkout to the patio/backyard. You will also find another bedroom, bathroom and laundry. The lower level is being used as the 5th bedroom. This space is open for all your ideas and future needs. Convenient location close to 169, shops, dining and schools/clinics. You won’t want to miss this one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 5 months
Monthly PITI
$2,112.76/mo
Estimated Loan Balance
$286,394
Cash to close
$76,989
Interest Paid
$42,680

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Royal Oaks Ridge
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Elk River

Financial Details

  • Price per Sqft: $125.01
  • Tax Annual Amount: $4954
  • On Market Date: 2024-07-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,989 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $76,989!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$282,911
Your Cash$76,989
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,331/mo
Traditional @ 7.5%
$2,167/mo
You save $836/month ($10,032/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6573843

Listing From: northstar

Last updated: 2025-02-14T19:03:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,331 /mo
$2,089 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,989 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $76,989!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$282,911
Your Cash$76,989
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,331/mo
Traditional @ 7.5%
$2,167/mo
You save $836/month ($10,032/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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