Laura Jewett

Laura Jewett

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Closed

$450,000

($54,216 down)
VA

1115 Westside Drive, Fergus Falls, MN 56537

6
3
3,784 sqft
PITI Monthly
$2,315.99 /mo

Listing courtesy of: , Trilogy Real Estate

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,783 /mo
$2,870 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
DECK
PATIO
IRRIGATION SYSTEM
CUL-DE-SAC

If you are looking for extraordinary spaciousness in a home...this is it! Find breathing room and joy in daily life with this 6 Bedroom, 3 Bathroom, home on almost a half-acre lot nestled into a quiet cul-de-sac in a beautiful neighborhood in Fergus Falls. Property features several open concept spaces including a generous living/dining/kitchen on the main level and a huge family room area on the lower level. Stunning kitchen is updated with granite countertops, some stainless appliances, coffee bar area and a wine fridge. Living room and dining area are combined to create a spacious "vibe" with cathedral ceilings and wood floors. The primary ensuite is impressive with a tiled shower, private laundry and oodles of storage space. Lower level features the large additional living space with a gas fireplace, an office, 3 bedrooms and a full bathroom and an additional laundry room. There is so much built-in closet space, shelving and storage you have to see it to believe it. Home also features central A/C, a high efficiency forced air gas furnace, radon mitigation system and an insulated & heated generous 3-stall garage. Yard features include a saltwater pool, composite decking, an underground dog fence, a patio, a fire pit, underground irrigation system and built in storage benches. Breathe in the fresh air and enjoy relaxing on entertaining on the deck or in the wonderful living spaces when you own this beautiful home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,315.99/mo
Estimated Loan Balance
$398,191
Cash to close
$54,216
Interest Paid
$45,317

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Steel Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Above Ground, Outdoor Pool

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Steel Siding
  • Roof: Asphalt
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Westside Estates 3rd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fergus Falls

Financial Details

  • Price per Sqft: $118.92
  • Tax Annual Amount: $4600
  • On Market Date: 2024-09-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $54,216 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $54,216!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$395,784
Your Cash$54,216
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,783/mo
Traditional @ 7.5%
$2,977/mo
You save $1,195/month ($14,338/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6601035

Listing From: northstar

Last updated: 2024-11-01T01:50:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,783 /mo
$2,870 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,216 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $54,216!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$395,784
Your Cash$54,216
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,783/mo
Traditional @ 7.5%
$2,977/mo
You save $1,195/month ($14,338/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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