Laura Jewett

Laura Jewett

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Under Contract

$514,900

($95,606 down)
VA

11129 N 109TH Street, Scottsdale, AZ 85259

2
2
1,084 sqft
PITI Monthly
$2,916.17 /mo

Listing courtesy of: Sam Pollina, Realty Executives

Assumed Rate

6.33%
7.15%

Principal & Interest

$2,670 /mo
$2,904 /mo

What's Special

REMODELED
LOCATION
SHOPPING
DINING
GRANITE COUNTERTOPS
FIREPLACE
CHARMING
COZY

This charming detached townhome welcomes you with a courtyard-style entry and pergola. Pride of ownership shines throughout, with warm wood flooring and an open-concept great room. Kitchen boasts ample cabinetry, and a stunning brick fireplace adds character. Both baths have been remodeled, featuring skylights. The primary suite includes a permitted 60 sq. ft. sitting area, perfect for natural light. Enjoy a cozy great room with a bay window and views off greenbelt from sliders. Pet friendly complex. The front courtyard provides additional entertaining space. Two-car garage with direct access. Prime location near shopping, dining, medical facilities, and freeway access. Features include plantation shutters, granite countertops, soft water loop, and R/O system. Ideal lock-and-leave home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.33
Remaining Loan Term
27 years, 9 months
Monthly PITI
$2,916.17/mo
Estimated Loan Balance
$420,203
Cash to close
$95,606
Interest Paid
$60,465

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Townhouse
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1986
Details
  • Builder: Emerald Homes

Community & HOA

Community
  • Subdivision: MONTANA DEL SOL
  • Features: Community Spa, Community Pool, Tennis Court(s)
HOA
  • Has HOA: Yes
  • HOA Name: Emerald Scottsdale
  • HOA Amenities: Unknown
  • HOA Fee: $114
  • HOA Frequency: $Monthly
Location
  • Region: Scottsdale

Financial Details

  • Price per Sqft: $475
  • Tax Annual Amount: $954.64
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $95,606 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $95,606!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.33% Sellers Rate
$419,294
Your Cash$95,606
Total Purchase Price:$514,900

Assumed vs Traditional Mortgage

Assumed @ 6.33%
$2,670/mo
Traditional @ 7.5%
$3,013/mo
You save $343/month ($4,110/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6815399

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T15:09:48.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.33%
7.15%

Principal & Interest

$2,670 /mo
$2,904 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $95,606 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $95,606!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.33% Sellers Rate
$419,294
Your Cash$95,606
Total Purchase Price:$514,900

Assumed vs Traditional Mortgage

Assumed @ 6.33%
$2,670/mo
Traditional @ 7.5%
$3,013/mo
You save $343/month ($4,110/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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