Laura Jewett

Laura Jewett

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Closed

$549,900

($379,528 down)
FHA

11115 Aspen Circle N, Champlin, MN 55316

4
3
2,642 sqft
PITI Monthly
$2,199.24 /mo

Listing courtesy of: , ERA Prospera Real Estate

Assumed Rate

4.5%
7.15%

Principal & Interest

$1,314 /mo
$1,751 /mo

What's Special

LOCATION
SERENE
DINING
SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
DECK
PATIO
FENCED YARD
CUL-DE-SAC
COZY

Owned by one family, this Champlin gem combines an unbeatable location, thoughtful design, and untapped potential. Step into the award-winning backyard—a Better Homes and Gardens Award recipient—featuring tranquil views of 43 private wetland acres, direct trail access to Elm Creek Park Reserve, and stunning landscaping with ponds, arbors, and footbridges. Entertain or relax outdoors with a new deck (2024), concrete patio, fenced yard, and lush surroundings. Inside, the spacious layout includes 4 bedrooms on one level, highlighted by a grand primary suite with vaulted ceilings, a walk-in closet, and a spa-like ensuite with a jetted soaking tub and serene views. The main floor features soaring 20+ ft ceilings in the great room, a gas fireplace, built-ins, and new carpeting (2024). The open-concept kitchen boasts cherry-stained cabinetry, a large island, updated stainless steel appliances (2024), and seamless access to the deck for indoor-outdoor living. Additional features include a formal dining room, a cozy living room, a main-floor office with built-ins, and a mudroom with new vinyl flooring and a utility sink (2024). The walkout lower level is framed, plumbed, insulated, and features freshly painted floors (2024), offering a blank canvas for your vision with potential for a family room, additional bedrooms, and a bathroom. Recent updates include newer mechanicals (furnace, water heater, water softener), professional paint, modern lighting, and updated flooring, making the home move-in ready with room for personalization. Nestled on a cul-de-sac in a sought-after neighborhood near abundant amenities, this home is truly one of a kind. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.5
Remaining Loan Term
14 years, 7 months
Monthly PITI
$2,199.24/mo
Estimated Loan Balance
$173,708
Cash to close
$379,528
Interest Paid
$152,102

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick Veneer, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Circulating, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick Veneer, Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Preserve At Elm Creek
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Champlin

Financial Details

  • Price per Sqft: $208.14
  • Tax Annual Amount: $6424
  • On Market Date: 2025-01-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $379,528 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $379,528!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.5% Sellers Rate
$170,372
Your Cash:$379,528
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 4.5%
$1,314/mo
Traditional @ 7.5%
$1,816/mo
You save $503/month ($6,032/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6640828

Listing From: northstar

Last updated: 2025-03-06T18:52:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.5%
7.15%

Principal & Interest

$1,314 /mo
$1,751 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $379,528 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $379,528!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.5% Sellers Rate
$170,372
Your Cash:$379,528
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 4.5%
$1,314/mo
Traditional @ 7.5%
$1,816/mo
You save $503/month ($6,032/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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