Laura Jewett

Laura Jewett

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Closed

$304,990

($135,764 down)
FHA

1103 Flandrau Street, Saint Paul, MN 55106

3
1
2,064 sqft
PITI Monthly
$1,426.44 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$821 /mo
$1,347 /mo

What's Special

FRESH PAINT
DINING
CUSTOM BUILT
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
HOME OFFICE
CHARMING
COZY

This is the one! Welcome home to this charming 1 1/2 story home located in the heart of Saint Paul's Greater East Side. This home has been beautifully updated throughout and boasts a number features and upgrades. Home has original gleaming hardwood floors, updated kitchen with newer stainless steel appliances, kitchen has eat in area and separate updated dining room. Fresh paint throughout and updated bathroom. Main level has two bedrooms and upstairs you will find a large master bedroom. Finished and updated basement, prewired for 7.1 surround and a custom built bar perfect for entertaining. Lower level also includes a home office, laundry and storage room. This home has newer Windows (2020), New A/C and Furnace (June 2023), New Roof (November 2023), New Washer and Dryer (2023), New Dishwasher (2023). This cozy, move in ready home is waiting for you! Move in and enjoy!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,426.44/mo
Estimated Loan Balance
$206,832
Cash to close
$135,764
Interest Paid
$21,448

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Electric, Free Standing
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Above Ground, Outdoor Pool

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kingsford Place
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $147.77
  • Tax Annual Amount: $3776
  • On Market Date: 2024-07-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $135,764 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $135,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$169,226
Your Cash$135,764
Total Purchase Price:$304,990

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$821/mo
Traditional @ 7.5%
$1,397/mo
You save $577/month ($6,920/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6571713

Listing From: northstar

Last updated: 2024-09-27T13:47:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$821 /mo
$1,347 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $135,764 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $135,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$169,226
Your Cash$135,764
Total Purchase Price:$304,990

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$821/mo
Traditional @ 7.5%
$1,397/mo
You save $577/month ($6,920/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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