Laura Jewett

Laura Jewett

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Closed

$475,000

($94,673 down)
FHA

11032 Joshua Street, Hesperia, CA 92344

3
2
1,548 sqft
PITI Monthly
$2,662.87 /mo

Listing courtesy of: Liane Thomas, Alta Realty Group

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,714 /mo
$2,752 /mo

What's Special

REMODELED
FIREPLACE
PATIO
NO HOA

HORSE PROPERTY! Ask about 0 down USDA loan! This beautiful single story ranch home has 3 bedrooms, 2 baths and is over 1548 sq ft! With over 2 acres, there is enough room for all your toys, animals, trucks, and more. You'll enter into an inviting living room with a wood burning fireplace for those chilly evenings. The kitchen was recently remodeled with granite counter tops, and the island has room for seating. At the back of the house, there is a bonus room with a closet that could easily be converted into a 4th bedroom! Down the hall you'll find 3 roomy bedrooms. The primary bedroom is quite large and has a private bath and a swamp cooler. The other 2 bedrooms share a hall bath. All of the bedrooms have ceiling fans. In the back yard you'll find a covered patio, gated dog run, a small trailer with electricity and air conditioner, plus a play house. Other upgrades include central air and heat, double paned windows, raised panel doors, mirrored closets, updated fixtures, and contemporary lighting. Located in the Oak Hills area of Hesperia and part of Snowline School District. You'll save money with low taxes, and there is no HOA. Commuter close to the 15 and 395, add this home to your short list and plan your visit today.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,662.87/mo
Estimated Loan Balance
$382,623
Cash to close
$94,673
Interest Paid
$42,817

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FreeStanding, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: AboveGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Hesperia

Financial Details

  • Price per Sqft: $306.85
  • Tax Annual Amount: $5937.5
  • On Market Date: 2024-09-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,673 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $94,673!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$380,327
Your Cash$94,673
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,714/mo
Traditional @ 7.5%
$2,855/mo
You save $1,141/month ($13,694/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24192533

Listing From:

Last updated: 2025-03-22T12:33:31.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,714 /mo
$2,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,673 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $94,673!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$380,327
Your Cash$94,673
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,714/mo
Traditional @ 7.5%
$2,855/mo
You save $1,141/month ($13,694/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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