Laura Jewett

Laura Jewett

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$550,000

($404,993 down)
FHA

11032 Anderson Ranch Road, Phelan, CA 92371

4
3
2,762 sqft
PITI Monthly
$1,658.77 /mo

Listing courtesy of: Kim Wells, Keller Williams Realty

Assumed Rate

3.57%
7.15%

Principal & Interest

$796 /mo
$1,186 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
PATIO
CHARMING

NEW SEPTIC & PAID OFF SOLAR! Welcome to 11032 Anderson Ranch Road! Situated on a spacious 2.3-acre lot, this property offers endless possibilities. You'll be greeted by two electronically controlled gates upon arrival. The front of the home features a picturesque scene with a grassy area, picket fence, and a charming pergola adorning a long covered front porch. Upon entering, you'll find a blend of laminate, stone, and tiled floors, complemented by high ceilings and ceiling fans in every room. Freshly painted walls provide a neutral backdrop, inviting you to personalize with your own vibrant touches. Modern lighting fixtures throughout contrast with the black cast iron stove/fireplace in the living room, lending a rustic charm to the space. This home boasts two primary master en suite bedrooms, ideally suited for multi-generational living, each with spacious walk-in closets and French doors leading to the covered patio at the rear. Two additional bedrooms share a well-appointed hallway bathroom, perfect for guests.Spanning 2,762 square feet, the home feels expansive and welcoming, enhanced by amenities such as a newer AC system, updated electronic gates, and a recently installed septic system. The oversized laundry and storage room, utilizing part of the garage, features cabinetry and shelving, along with a Samsung front-loading washer and dryer on pedestals. A fully paid solar system reduces utility costs, adding to the home's efficiency. Have a green thumb? Have fun with some grapes, and assorted fruit trees such as black mission fig, pomegrantate, peach, plum and almond. There is even an asaragus patch! Conveniently located near schools, shopping centers, and dining options, this property offers both comfort and convenience. Don't miss the opportunity to make this versatile and well-appointed residence your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.57
Remaining Loan Term
21 years, 5 months
Monthly PITI
$1,658.77/mo
Estimated Loan Balance
$145,599
Cash to close
$404,993
Interest Paid
$49,098

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FreeStanding, LivingRoom, WoodBurning
  • Flooring: Stone, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Phelan

Financial Details

  • Price per Sqft: $199.13
  • Tax Annual Amount: $6875
  • On Market Date: 2024-07-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $404,993 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $404,993!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$145,007
Your Cash:$404,993
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$796/mo
Traditional @ 7.5%
$1,231/mo
You save $435/month ($5,220/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24146293

Listing From:

Last updated: 2025-03-27T16:48:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$796 /mo
$1,186 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $404,993 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $404,993!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$145,007
Your Cash:$404,993
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$796/mo
Traditional @ 7.5%
$1,231/mo
You save $435/month ($5,220/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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