Laura Jewett

Laura Jewett

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Closed

$385,000

($109,175 down)
FHA

10 Wyndham Court, Chico, CA 95973

2
2
972 sqft
PITI Monthly
$2,036.69 /mo

Listing courtesy of: Jenna Steinsiek, Jenna Steinsiek,Broker

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,269 /mo
$2,062 /mo

What's Special

SHOPPING
DINING
PATIO
LANDSCAPED
CHARMING

BACK ON THE MARKET AT NO FAULT OF SELLER! THIS CHARMING 2 bedroom, 2 bath features comfortable living space, a 2-car garage, a delightful backyard, and sits on a corner lot! The home has an open floor plan and boasts a vaulted ceiling in the freshly painted living room and dining area. The kitchen provides ample counter space, plenty of cabinets, and bar seating. There is a black stainless steel French door refrigerator with a matching 5-burner gas range. The primary bedroom has an en-suite bathroom with a walk-in shower and the hall bath has a tub/shower combo. Both bedrooms and the living room have ceiling fans and there are custom window coverings throughout the home. The kitchen and primary bedroom have sliding glass doors leading to the fan-cooled covered concrete back patio and wonderful backyard space with a newly built fence perfect for relaxing, playing, or entertaining. There's a newer washer and dryer and a new water heater. Don't miss the open landscaped neighborhood space at the end of Wyndham Ct and Peterson Park in Amber Grove is just a 10-minute walk away! Conveniently located near restaurants and shopping and a great place to call home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,036.69/mo
Estimated Loan Balance
$277,031
Cash to close
$109,175
Interest Paid
$37,131

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $396.09
  • Tax Annual Amount: $4812.5
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $109,175 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $109,175!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$275,825
Your Cash$109,175
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,269/mo
Traditional @ 7.5%
$2,139/mo
You save $870/month ($10,440/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25042733

Listing From:

Last updated: 2025-03-22T14:09:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,269 /mo
$2,062 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $109,175 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $109,175!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$275,825
Your Cash$109,175
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,269/mo
Traditional @ 7.5%
$2,139/mo
You save $870/month ($10,440/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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