Laura Jewett

Laura Jewett

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$1,155,000

($281,932 down)
VA

10 Saint Thomas, Laguna Niguel, CA 92677

2
2
1,237 sqft
PITI Monthly
$7,077.62 /mo

Listing courtesy of: Steve Roberts, First Team Real Estate

Assumed Rate

6.29%
7.15%

Principal & Interest

$5,575 /mo
$6,089 /mo

What's Special

LARGE CENTER ISLAND
SERENE
ENTERTAINMENT
DINING
MODERN
HARDWOOD FLOORS
FIREPLACE
PATIO
COZY

Nestled in South Laguna Niguel, this well-appointed single-level home offers an idyllic retreat for those seeking a serene and luxurious resort lifestyle. With it’s numerus upgrades, the home seamlessly blends comfort, elegance, and modern amenities, making it a perfect choice for both relaxation and entertainment. Warm tone hardwood floors throughout the living areas give continuity to the flow of this open floorplan. The living area features high ceilings, cozy fireplace, large windows, and an abundance of natural light. The recently updated kitchen is a chef's dream, featuring state-of-the-art appliances, custom cabinetry, and quartz countertops. A large center island provides additional workspace and seating, making it a perfect spot for casual meals and socializing with a stunning view of the pool and sauna. New HVAC, tankless hot water heater, Pex re-pipe, Solar, all new windows and sliding doors. Outdoors you’ll find nothing less than an entertainer’s dream. Sparkling pool with fountains, Bar-B-Q center with mini frig and double tap kegerator, dry sauna and a large fire pit, all on a wrap around patio with multiple spaces for gathering with friends and family. Located close to 5-star resorts, beaches, dining, and walking distance George White Elementary.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.29
Remaining Loan Term
27 years, 5 months
Monthly PITI
$7,077.62/mo
Estimated Loan Balance
$876,031
Cash to close
$281,932
Interest Paid
$144,318

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, HighEfficiency
  • Heating: Central, ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Drywall, DuctsProfessionallyAirSealed, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, GasStarter, LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: ExcellentCondition, NewCondition, Privacy, Security, StuccoWall, Wood
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: BlackBottom, Fenced, GasHeat, Heated, InGround, Pebble, Permits, Private, Tile, Waterfall

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Drywall, DuctsProfessionallyAirSealed, Concrete, Stucco
  • Roof: Concrete, Tile
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mariners Bluff (LH) (LHM)
  • Features: Biking, Curbs, DogPark, Gutters, Hiking, HorseTrails, Mountainous, StormDrains, StreetLights, Suburban, Sidewalks, Park
HOA
  • Has HOA: Yes
  • HOA Name: Seabreeze
  • HOA Amenities: Unknown
  • HOA Fee: $117
  • HOA Frequency: $Monthly
Location
  • Region: Laguna Niguel

Financial Details

  • Price per Sqft: $933.71
  • Tax Annual Amount: $14437.5
  • On Market Date: 2025-03-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $281,932 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $281,932!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.29% Sellers Rate
$873,068
Your Cash$281,932
Total Purchase Price:$1,155,000

Assumed vs Traditional Mortgage

Assumed @ 6.29%
$5,575/mo
Traditional @ 7.5%
$6,316/mo
You save $742/month ($8,900/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LG25068730

Listing From:

Last updated: 2025-04-03T20:38:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.29%
7.15%

Principal & Interest

$5,575 /mo
$6,089 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $281,932 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $281,932!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.29% Sellers Rate
$873,068
Your Cash$281,932
Total Purchase Price:$1,155,000

Assumed vs Traditional Mortgage

Assumed @ 6.29%
$5,575/mo
Traditional @ 7.5%
$6,316/mo
You save $742/month ($8,900/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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