Laura Jewett

Laura Jewett

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$939,200

($188,915 down)
VA

109 Toyon Ct, Hercules, CA 94547

4
3
2,645 sqft
PITI Monthly
$4,549.82 /mo

Listing courtesy of: Steve Bhalla, Excel Realty

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,355 /mo
$5,458 /mo

What's Special

REMODELED
SHOPPING
DINING
GRANITE COUNTERTOPS
WALK-IN CLOSET
WET BAR
CUL-DE-SAC

The picutures are from the last listing. Seller has an existing Loan ASSUMABLE at 2.625% 30 yr. Fixed with a current outstanding balance of approximately $752k...$3245/MONTH (Principal and Interest) 2/1/2052! Existing Loan # 3489884941 Rocket Mortgage. Their contact number is 1-800-508-0944..my client has called and confirmed that this loan is assumable. New Buyer Can assume this with the difference in down payment or get your own Financing. Amazing opportunity to own a house of dreams!! Remodeled home with New Flooring, New Bathrooms, New Texture, New Interior Paint, 4 bedroom, 2.5 bath, 2645 sq. ft house located in the heart of Hercules! Located in a Cul-De-Sac. Commuter's dream home, close to HWY 80, HWY 4, Library, shopping, schools, and park. The Home includes a family room, Living room, huge dining room, large master walk-in closet, retreat, and study. The master Jack & Jill bath has double sinks and Quartz countertops. Almost Remodeled kitchen with quality hardwood cabinets with sliding shelves, lovely fixtures, and granite countertops. The front yard and the backyard has low-maintenance Green Turf. Two-car garage and much more. Did we mention storage, storage, and more storage with a butler pantry and wet bar adjacent to the kitchen. This home awaits its NEW OWNER, YOU!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$4,549.82/mo
Estimated Loan Balance
$754,925
Cash to close
$188,915
Interest Paid
$73,043

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco, WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: SYCAMORE
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Hercules

Financial Details

  • Price per Sqft: $355.09
  • Tax Annual Amount: $11740
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,915 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $188,915!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$750,285
Your Cash$188,915
Total Purchase Price:$939,200

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,355/mo
Traditional @ 7.5%
$5,661/mo
You save $2,306/month ($27,678/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41089621

Listing From:

Last updated: 2025-03-22T12:38:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,355 /mo
$5,458 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,915 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $188,915!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$750,285
Your Cash$188,915
Total Purchase Price:$939,200

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,355/mo
Traditional @ 7.5%
$5,661/mo
You save $2,306/month ($27,678/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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