Laura Jewett

Laura Jewett

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Pending

$549,888

($176,255 down)
FHA

109 San Joaquin Court, Bay Point, CA 94565

3
2
1,082 sqft
PITI Monthly
$2,765.84 /mo

Listing courtesy of: Randy Garcia, Fifty Hills Real Estate

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,733 /mo
$2,798 /mo

What's Special

SHOPPING
DINING

Discover this delightful 3-bedroom, 2-bathroom plus bonus room home nestled in the heart of Bay Point. With 1,082 sq ft of living space, this residence offers a bright and inviting ambiance with a well-designed layout. The functional kitchen is ideal for everyday cooking, while the homes abundant natural light enhances its warm and welcoming feel. Step outside to a generous backyard, perfect for entertaining, gardening, or simply unwinding. Situated in a peaceful neighborhood with easy access to schools, parks, shopping, dining, and major freeways, this home is an excellent choice for first-time buyers or anyone seeking comfort and convenience. Don't miss out and schedule your tour today and make this home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,765.84/mo
Estimated Loan Balance
$395,578
Cash to close
$176,255
Interest Paid
$52,174

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition, Shingle
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Bay Point

Financial Details

  • Price per Sqft: $508.21
  • Tax Annual Amount: $6873.6
  • On Market Date: 2025-03-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,255 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $176,255!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$373,633
Your Cash$176,255
Total Purchase Price:$549,888

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,733/mo
Traditional @ 7.5%
$2,902/mo
You save $1,169/month ($14,028/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81996455

Listing From:

Last updated: 2025-04-02T14:34:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,733 /mo
$2,798 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,255 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $176,255!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$373,633
Your Cash$176,255
Total Purchase Price:$549,888

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,733/mo
Traditional @ 7.5%
$2,902/mo
You save $1,169/month ($14,028/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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