Laura Jewett

Laura Jewett

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Closed

$549,888

($179,903 down)
FHA

10984 Cochita Lane, Victorville, CA 92392

5
5
3,673 sqft
PITI Monthly
$2,093.16 /mo

Listing courtesy of: Anthony Morel, PAK HOME REALTY

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,641 /mo
$2,719 /mo

What's Special

RENOVATED
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
FLEX SPACE
GAME ROOM
PATIO
SOLAR PANELS

Homes like this one don’t just hit the market; they make an entrance. With **5 bedrooms, 4.5 bathrooms**, and stunning renovations from top to bottom, this expansive property is the rare find you’ve been waiting for. Homes of this caliber are few and far between, and when you step inside, you’ll immediately understand why. Every inch of this home has been thoughtfully upgraded, starting with the timeless crown molding that adds a touch of elegance throughout. The heart of the home—an open-concept, fully renovated kitchen—boasts brand-new cabinetry, gleaming quartz countertops, and a large island designed for hosting. The stainless steel appliances complete the perfect kitchen, but what really makes this space special is how it opens seamlessly into the inviting family room, where a black-tiled fireplace with a striking mantle becomes a natural focal point. Look up, and you’ll see the extravagant coffered ceiling, adding sophistication to every gathering. Downstairs offers even more surprises, including a formal living room for special occasions, a flex space currently used as an office, and a guest bedroom with its own en-suite bathroom—ideal for multi-generational living or hosting guests in style. Venture upstairs to discover your private retreat in the primary bedroom, which would be an understatement to call it large. Complete with his and hers walk-in closets, you’ll never have to worry about space again. The spa-like en-suite bathroom is the ultimate escape, featuring dual sinks, a walk-in shower, and a soaking tub for unwinding in peace. The second floor also offers 3 additional bedrooms, a sprawling loft ideal for a game room, media center, or extra lounge space, and a built-in desk area—perfect for working from home, studying, or creative space. The outside is equally impressive, designed for easy living with turf landscaping that looks beautiful year-round. Spend afternoons under the lumawood patio cover, or take advantage of the RV parking for all your adventure toys. The oversized garage, complete with a new insulated door, provides ample space for your vehicles, projects, or storage. And let’s not forget the **31 solar panels**, keeping your energy bills low while helping the planet! This property offers more space, more features, and more elegance than anything else on the market today. Don’t miss your opportunity to own the best home in the area—schedule your showing now, because it won’t last long!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,093.16/mo
Estimated Loan Balance
$373,153
Cash to close
$179,903
Interest Paid
$43,031

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: SpanishTile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $149.71
  • Tax Annual Amount: $6873.6
  • On Market Date: 2024-10-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $179,903 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $179,903!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$369,985
Your Cash$179,903
Total Purchase Price:$549,888

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,641/mo
Traditional @ 7.5%
$2,820/mo
You save $1,179/month ($14,148/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24213587

Listing From:

Last updated: 2025-01-24T04:36:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,641 /mo
$2,719 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,903 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $179,903!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$369,985
Your Cash$179,903
Total Purchase Price:$549,888

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,641/mo
Traditional @ 7.5%
$2,820/mo
You save $1,179/month ($14,148/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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