Laura Jewett

Laura Jewett

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Closed

$410,000

($147,362 down)
FHA

1097 Johnson Street, Wiggins, CO 80654

3
3
1,553 sqft
PITI Monthly
$1,919.62 /mo

Listing courtesy of: Christy Gallegos, HomeSmart

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,360 /mo
$2,016 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
CHARMING

This home is priced below market value, my sellers say get it sold!!! Welcome to your new home in Wiggins CO with NO Metro tax district, low taxes and the HOA is only $160/yearly! This is a 3 bedroom/2-bathroom home that has a lot to offer. When you walk up to the home you will notice the charming exterior and covered front porch. Through the front door you will enter into the living room that is spacious and comes with an electric fireplace for those chilly winter evenings. There is tons of natural light from all of the nice, big windows. You will enter into the kitchen are that also included room for your dining room table and access through the sliding glass door to the backyard. The kitchen floors are a beautiful natural wood color, and the kitchen has plenty of cabinets for storage. The laundry room and half bath are located on the main floor. Upstairs you will find the spacious primary bedroom with a full bathroom, double sinks and walk in closet. There are two additional bedroom and a full bathroom located on this level. The basement is unfinished but is ready for your personal touch with two egress windows. The home backs up to open space and is located close to the park and mailboxes. Wiggins is a growing area with a great school district as well. My lender, Will Crossland is offering a 1-0 buydown if you use him at no cost to you! Call me or ask your agent about the details.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
25 years, 0 months
Monthly PITI
$1,919.62/mo
Estimated Loan Balance
$320,493
Cash to close
$147,362
Interest Paid
$51,422

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Electric
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kiowa Park Crossing
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Kiowa Park HOA
  • HOA Amenities: Unknown
  • HOA Fee: $160
  • HOA Frequency: $Annually
Location
  • Region: Wiggins

Financial Details

  • Price per Sqft: $264.01
  • Tax Annual Amount: $2373
  • On Market Date: 2024-07-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $147,362 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $147,362!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$262,638
Your Cash$147,362
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,360/mo
Traditional @ 7.5%
$2,091/mo
You save $731/month ($8,769/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC1812727

Listing From: recolorado

Last updated: 2024-10-01T18:10:29.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,360 /mo
$2,016 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $147,362 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $147,362!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$262,638
Your Cash$147,362
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,360/mo
Traditional @ 7.5%
$2,091/mo
You save $731/month ($8,769/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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