Laura Jewett

Laura Jewett

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Closed

$399,999

($407,667 down)
FHA

1097 W 15th Street, San Bernardino, CA 92411

2
1
836 sqft
PITI Monthly
$657.18 /mo

Listing courtesy of: SENDY OCHOA, KELLER WILLIAMS REALTY

Assumed Rate

6%
7.15%

Principal & Interest

$462 /mo
$505 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
COZY
AFFORDABLE

Cute-as-a-button San Bernardino classic Spanish-style 2 bedroom on a large corner lot with 1-bedroom ADU; adorable and affordable starter home with wealth-building potential! Fully-fenced lot with lush landscaping promotes both privacy and security while enfolding you in nature. Spacious, flexible living room features classy modern wood-grain tile, two adorable entries, and climate control via mini split AND window unit as well as wall heating. Contemporary kitchen boasts updated custom cabinetry, stainless steel appliances, and a walkthrough pantry. Bright-but-cozy bedrooms at each end of hall for privacy are separated by an updated full bathroom and invite in immense natural light thru multiple windows. So many updates both cosmetic and systematic for comfort, security, and worry-free move-in, including new roof (2022), water heater, water filter system, mini split/window unit climate control, recessed lighting, ceiling fans, and premium flooring. Separate laundry room accessible from exterior. 1-bedroom ADU features a living area with blended kitchenette, bedroom, and bathroom. Large separate Gated entry allows ample space for private parking and possible conversion to toy/RV parking. Huge corner lot features outdoor garden, storage shed, covered seating, and ample opportunity for your outdoor living ideas to come to life. Lots of existing fruit trees on property, including apples, pears, kumquats, grape vines, and more. Close to amenities, schools, freeways, and much more.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6
Remaining Loan Term
Loan term completed
Monthly PITI
$657.18/mo
Estimated Loan Balance
$31,493
Cash to close
$407,667
Interest Paid
$46,350

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ductless
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1926
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $478.47
  • Tax Annual Amount: $
  • On Market Date: 2024-07-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $407,667 (102%)
You can enter any amount below - secondary financing will cover the difference if needed.
102%
$

You cover the entire equity of $407,667!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6% Sellers Rate
-$7,668
Your Cash:$407,667
Total Purchase Price:$399,999

Assumed vs Traditional Mortgage

Assumed @ 6%
$462/mo
Traditional @ 7.5%
$520/mo
You save $58/month ($699/year)

*Secondary financing rates are an estimated value based on input

MLS ID: EV24129993

Listing From:

Last updated: 2024-08-29T19:35:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6%
7.15%

Principal & Interest

$462 /mo
$505 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $407,667 (102%)
You can enter any amount below - secondary financing will cover the difference if needed.
102%
$

You cover the entire equity of $407,667!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6% Sellers Rate
-$7,668
Your Cash:$407,667
Total Purchase Price:$399,999

Assumed vs Traditional Mortgage

Assumed @ 6%
$462/mo
Traditional @ 7.5%
$520/mo
You save $58/month ($699/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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