Laura Jewett

Laura Jewett

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Closed

$420,000

($82,740 down)
FHA

1093 Johnson Street, Wiggins, CO 80654

3
3
1,777 sqft
PITI Monthly
$2,723.32 /mo

Listing courtesy of: Christy Gallegos, HomeSmart Westminster

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,125 /mo
$2,309 /mo

What's Special

OPEN CONCEPT
DINING
WALK-IN CLOSET
FINISHED BASEMENT
PATIO
SPRINKLER SYSTEM
SAFE
LOW HOA FEES

Honey, stop the car, this home just had a price improvement!!! Welcome to this beautiful 2 story home located in Wiggins Colorado. This is a 3 bedroom/3 bathroom, 1703 square foot home with a 751 square foot unfinished basement. When you walk up to the home you will notice the covered porch to enjoy your mornings and evenings. You walk into the front door and will find s built in storage are for your shoes and coats. The half bathroom is located here. The living room flows into the open concept kitchen and dining room. The countertops are granite with a kitchen island, plenty of storage cabinets and stainless-steel appliances. Upstairs you will find the primary bedroom with an ensuite and walk-in closet. There are two additional bedrooms, the laundry room and a full bathroom located upstairs as well. The basement is just waiting for your personal touch with egress windows for your safety. The backyard is fully fenced with a sprinkler system and a patio. The home backs up to open space and is located close to the community park. Wiggins is a growing area with nice homes, low taxes and low HOA fees. Come take a look at this beautiful home! There is no sign in the yard.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 3 months
Monthly PITI
$2,723.32/mo
Estimated Loan Balance
$339,282
Cash to close
$82,740
Interest Paid
$37,566

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kiowa Park Crossing
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Kiowa Park HOA
  • HOA Amenities: Unknown
  • HOA Fee: $160
  • HOA Frequency: $Annually
Location
  • Region: Wiggins

Financial Details

  • Price per Sqft: $236.35
  • Tax Annual Amount: $2473
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $82,740 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $82,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$337,260
Your Cash$82,740
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,125/mo
Traditional @ 7.5%
$2,310/mo
You save $185/month ($2,216/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1016455

Listing From: recolorado

Last updated: 2025-01-30T17:41:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,125 /mo
$2,309 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $82,740 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $82,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$337,260
Your Cash$82,740
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,125/mo
Traditional @ 7.5%
$2,310/mo
You save $185/month ($2,216/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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