Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$1,279,000

($619,558 down)
VA

1091 Camino Cantera, Chula Vista, CA 91913

4
4
3,138 sqft
PITI Monthly
$4,890.52 /mo

Listing courtesy of: Fredy Garcia, Compass

Assumed Rate

3.36%
7.15%

Principal & Interest

$3,252 /mo
$4,978 /mo

What's Special

SHOPPING
SPACIOUS
LANDSCAPED
COMMUNITY POOL

This stunning 3,138-square-foot residence offers four bedrooms, including two primary suites—with one conveniently located on the first floor. The first floor also includes an additional room that can serve as an office or a fifth bedroom. Upstairs you’ll find three bedrooms, a loft/additional living space, two full bathrooms, and the laundry room. The state-of-the-art Tesla wall's (2) in the three-car garage provide enough solar power to mitigate your electric bill, charge multiple EV’s, and ensure continuous power in case of an emergency. The spacious yard is both beautiful and thoughtfully landscaped featuring ample entertaining and play space. It is a short walk to Escaya Park, Jeffers Elementary, the Harvest Wellness Center and the community pool. A short drive to grocery stores, shopping centers, and the 805 freeway, this is the perfect place to call home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.36
Remaining Loan Term
24 years, 11 months
Monthly PITI
$4,890.52/mo
Estimated Loan Balance
$662,242
Cash to close
$619,558
Interest Paid
$119,436

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas, Solar
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Walters Management
  • HOA Amenities: Unknown
  • HOA Fee: $139
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $407.58
  • Tax Annual Amount: $15987.5
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $619,558 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $619,558!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.36% Sellers Rate
$659,442
Your Cash$619,558
Total Purchase Price:$1,279,000

Assumed vs Traditional Mortgage

Assumed @ 3.36%
$3,252/mo
Traditional @ 7.5%
$5,163/mo
You save $1,911/month ($22,933/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250019373SD

Listing From:

Last updated: 2025-04-03T08:38:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.36%
7.15%

Principal & Interest

$3,252 /mo
$4,978 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $619,558 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $619,558!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.36% Sellers Rate
$659,442
Your Cash$619,558
Total Purchase Price:$1,279,000

Assumed vs Traditional Mortgage

Assumed @ 3.36%
$3,252/mo
Traditional @ 7.5%
$5,163/mo
You save $1,911/month ($22,933/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.