Laura Jewett

Laura Jewett

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Closed

$399,000

($156,585 down)
VA

10810 Deerfield Drive, Cherry Valley, CA 92223

2
2
1,606 sqft
PITI Monthly
$1,666.54 /mo

Listing courtesy of: DAVID NOEL, NOEL REALTY

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,102 /mo
$1,749 /mo

What's Special

PATIO
TENNIS COURTS
COZY
EFFICIENT
55+ COMMUNITY

Cozy and desirable 2 bedroom 2 bath home in gated Highland Springs County Club. Home sits on a corner lot with views of the surround community and local hills. Owners recently put in new laminate flooring. The home is energy efficient with a newer solar system. Nice patio sitting area and low maintenance synthetic grass at the front and rear yards. The community has allot of amenities including the club house, tennis courts, and golf included as part if the HOA. Come and take a look at this property and see all benefits of this desirable 55+ community.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,666.54/mo
Estimated Loan Balance
$243,852
Cash to close
$156,585
Interest Paid
$25,594

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Golf
HOA
  • Has HOA: Yes
  • HOA Name: Monarch Group
  • HOA Amenities: Unknown
  • HOA Fee: $215
  • HOA Frequency: $Monthly
Location
  • Region: Cherry Valley

Financial Details

  • Price per Sqft: $248.44
  • Tax Annual Amount: $4987.5
  • On Market Date: 2024-11-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $156,585 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $156,585!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$242,415
Your Cash$156,585
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,102/mo
Traditional @ 7.5%
$1,814/mo
You save $713/month ($8,551/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24228432

Listing From:

Last updated: 2024-12-10T20:22:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,102 /mo
$1,749 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $156,585 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $156,585!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$242,415
Your Cash$156,585
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,102/mo
Traditional @ 7.5%
$1,814/mo
You save $713/month ($8,551/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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