Laura Jewett

Laura Jewett

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$419,900

($0 down)*
FHA

Potential short sale please verify with your agent.

10773 186th Circle NW, Elk River, MN 55330

5
4
3,468 sqft
PITI Monthly
$3,349.02 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,394 /mo
$2,938 /mo

What's Special

LARGE CENTER ISLAND
DINING
FIREPLACE
PATIO

A great opportunity to own a nice looking 5 bedroom 4 bath home with a heated and insulated 3 car garage that is completely finished! Home features include: **Main level - large 30x6 front porch, hardwood and ceramic tile floors, fireplace, laundry, half bath, formal and informal dining rooms. Large center island, 42 inch kitchen cabinets, office. **Lower level- large family room with a gas fireplace flanked by bookshelves, Crown molding with lights, Exercise room,bedroom,3/4 bath with ceramic tile, Dual closet storage space. **Upper level- primary bedroom with a vaulted ceiling ,ceiling fan and primary bath with a whirlpool tub , dual vanity and ceramic tile flooring. Additional bathroom for the other 3 bedrooms up. Home has a patio off the dining room and a stamped concrete additional Patio leading out to a fireplace platform. Don't miss out on your opportunity to own this home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,349.02/mo
Estimated Loan Balance
$457,201
Cash to close
$0
Interest Paid
$55,776

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Brick, Circulating, Family Room, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Trott Brook Farms Tenth Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Cities Management
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Annually
Location
  • Region: Elk River

Financial Details

  • Price per Sqft: $121.08
  • Tax Annual Amount: $5964
  • On Market Date: 2024-11-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$419,900
Your Cash$0
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,394/mo
Traditional @ 7.5%
$3,047/mo
You save $654/month ($7,842/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6626070

Listing From: northstar

Last updated: 2024-12-19T17:39:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,394 /mo
$2,938 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$419,900
Your Cash$0
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,394/mo
Traditional @ 7.5%
$3,047/mo
You save $654/month ($7,842/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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