Laura Jewett

Laura Jewett

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Pending

$549,000

($154,615 down)
FHA

1075 E Edison Street, Manteca, CA 95336

4
2
2,074 sqft
PITI Monthly
$2,298.81 /mo

Listing courtesy of: Gerold Rodriguez, eXp Realty of Northern California, Inc.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,826 /mo
$2,918 /mo

What's Special

LOCATION
SERENE
DINING
SPACIOUS
FIREPLACE
HOME OFFICE
GAME ROOM
PATIO
CHARMING
COZY
SOLAR PANELS
NO HOA

Rare find for a charming 4-bedroom, 2-bathroom 2074 Square foot single story residence in Manteca's coveted Shasta area! Nestled near Shasta Grammar School and a serene park, this spacious home with solar panels features a large baker's kitchen with a double oven and ample storage, alongside versatile living spaces including an eat-in dining room, cozy fireplace, AC and bonus room ideal for a home office or game room. Enjoy outdoor living in the expansive backyard with room for gardening and play, complemented by an extensive concrete patio perfect for summer barbecues. Unwind in the additional sunroom and take advantage of possible RV parking. With its prime location and convenient amenities, this home offers comfort, versatility, and endless possibilities. Plus NO HOA.. Don't miss out on this winner in one of Manteca's best-established areas!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$2,298.81/mo
Estimated Loan Balance
$448,473
Cash to close
$154,615
Interest Paid
$56,912

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Manteca

Financial Details

  • Price per Sqft: $264.71
  • Tax Annual Amount: $
  • On Market Date: 2024-05-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,615 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $154,615!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$394,385
Your Cash$154,615
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,826/mo
Traditional @ 7.5%
$3,027/mo
You save $1,201/month ($14,407/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81955706

Listing From:

Last updated: 2024-09-06T05:56:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,826 /mo
$2,918 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,615 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $154,615!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$394,385
Your Cash$154,615
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,826/mo
Traditional @ 7.5%
$3,027/mo
You save $1,201/month ($14,407/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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