Laura Jewett

Laura Jewett

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$415,000

($110,505 down)
FHA

10720 W SARATOGA Circle, Sun City, AZ 85351

3
2
2,160 sqft
PITI Monthly
$2,375.25 /mo

Listing courtesy of: Donna Candiotti, Zoom Realty

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,915 /mo
$2,096 /mo

What's Special

REMODELED
DINING
SPACIOUS
PATIO
LANDSCAPED
COZY
NO HOA

Perfect Stunning Remodel - 3 Bedroom, 2 Bath with Bonus/Workshop/Craft Room. North/South Facing Property. This Immaculate Home has Every Major Upgrade! Open Floor Plan, Spacious Open Kitchen Concept, Quartz Breakfast Bar, Large Living Room, Dining Room & Great Room. 3 Generous Sized Bedrooms, All Wood Flooring, No Carpet! Surround Sound, Recessed Lighting. Indoor Laundry Room with Craft/Utility/Workshop Area. 2 Car Garage. Amazing Ultra Private LUSH Mature Landscaped Backyard with French Doors leading to Cozy Quiet Covered Patio! ***New Windows 2016 & 2023, Roof 2016, Gas Water Heater 2023, All Wood Flooring 2020 & 2023, New Interior Paint 2023, Updated Kitchen with Quartz Breakfast Bar 2023.*** AMAZING UPDATED REMODELED HOME! No Popcorn Ceilings, No Solar, No HOA!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$2,375.25/mo
Estimated Loan Balance
$305,137
Cash to close
$110,505
Interest Paid
$40,059

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Composition
Condition
  • Year Built: 1969
Details
  • Builder: Del Webb

Community & HOA

Community
  • Subdivision: SUN CITY UNIT 11
  • Features: Pickleball, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Community Media Room, Golf, Tennis Court(s), Clubhouse, Fitness Center
HOA
  • Has HOA: No
Location
  • Region: Sun City

Financial Details

  • Price per Sqft: $192.13
  • Tax Annual Amount: $1087
  • On Market Date: 2024-10-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $110,505 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $110,505!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$304,495
Your Cash$110,505
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,915/mo
Traditional @ 7.5%
$2,097/mo
You save $182/month ($2,181/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6767485

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-24T19:54:41.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,915 /mo
$2,096 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,505 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $110,505!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$304,495
Your Cash$110,505
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,915/mo
Traditional @ 7.5%
$2,097/mo
You save $182/month ($2,181/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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