Laura Jewett

Laura Jewett

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$349,000

($133,370 down)
FHA

10706 Edgewater Drive, Kelseyville, CA 95451

2
2
1,310 sqft
PITI Monthly
$1,791.17 /mo

Listing courtesy of: Linda Shields, Luxe Places International Realty

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,107 /mo
$1,625 /mo

What's Special

SPACIOUS
WALK-IN CLOSET

You will love coming home to this spacious 2-Bdrm, w/Den, 2-Bath home! Light and bright inside, great open floor plan, wood-look vinyl plank flooring, with neutral carpet in the 2 bedrooms and den that are in good condition. There is a large primary suite with an amazing walk-in closet, and a large slider leading out to the peaceful and fully fenced backyard! For the tinkering enthusiast there is a fully finished interior in this 2-car garage with additional storage and built in shelving. Inside the home, space was configured wisely, you will find a very convenient laundry area, plus extra closet space, and a kitchen pantry! Did we mention the backyard?! It is amazing, completely fenced, with new Redwood fencing! All the space you need is here! Located in a great neighborhood, very well maintained and ready for a "New Owner"!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.7
Remaining Loan Term
24 years, 9 months
Monthly PITI
$1,791.17/mo
Estimated Loan Balance
$232,956
Cash to close
$133,370
Interest Paid
$44,383

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, HeatPump
  • Heating: Central, HeatPump, Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, SeeRemarks, Vinyl

Exterior

Fencing
  • Fencing: SeeRemarks, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: Yes
  • HOA Name: Kelseyville Riviera Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Annually
Location
  • Region: Kelseyville

Financial Details

  • Price per Sqft: $266.41
  • Tax Annual Amount: $4362.5
  • On Market Date: 2025-03-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $133,370 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $133,370!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$215,630
Your Cash$133,370
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,107/mo
Traditional @ 7.5%
$1,685/mo
You save $578/month ($6,937/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC25065634

Listing From:

Last updated: 2025-03-27T14:17:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,107 /mo
$1,625 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,370 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $133,370!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$215,630
Your Cash$133,370
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,107/mo
Traditional @ 7.5%
$1,685/mo
You save $578/month ($6,937/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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