Laura Jewett

Laura Jewett

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Pending

$210,000

($53,070 down)
VA

106 Spirit Avenue NE, Wilton, MN 56601

2
2
1,456 sqft
PITI Monthly
$955.2 /mo

Listing courtesy of: , Century 21 Dickinson

Assumed Rate

4%
7.15%

Principal & Interest

$790 /mo
$1,118 /mo

What's Special

DECK
AFFORDABLE

Large 2+ bedroom, 2 bath manufactured home on 14+ acres just west of Bemidji in Wilton. Partially handicapped accessible. Detached 2 car garage with a heated workshop and a small apartment with kitchen and bathroom. Property also includes a 30' by 30' pole building with a dirt floor. The property has two utility easements across it, but much of the property is a pine plantation. House features a large deck and a full perimeter concrete block foundation. The home does need some TLC, but this is a good opportunity for an affordable home with acreage.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4
Remaining Loan Term
27 years, 1 months
Monthly PITI
$955.2/mo
Estimated Loan Balance
$161,838
Cash to close
$53,070
Interest Paid
$18,818

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Partially Wheelchair
HOA
  • Has HOA: No
Location
  • Region: Wilton

Financial Details

  • Price per Sqft: $144.23
  • Tax Annual Amount: $181
  • On Market Date: 2025-03-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $53,070 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $53,070!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$156,930
Your Cash$53,070
Total Purchase Price:$210,000

Assumed vs Traditional Mortgage

Assumed @ 4%
$790/mo
Traditional @ 7.5%
$1,159/mo
You save $369/month ($4,432/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6680954

Listing From: northstar

Last updated: 2025-03-18T14:25:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4%
7.15%

Principal & Interest

$790 /mo
$1,118 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $53,070 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $53,070!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$156,930
Your Cash$53,070
Total Purchase Price:$210,000

Assumed vs Traditional Mortgage

Assumed @ 4%
$790/mo
Traditional @ 7.5%
$1,159/mo
You save $369/month ($4,432/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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