Laura Jewett

Laura Jewett

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Closed

$369,999

($47,836 down)
VA

106 A Street, Ault, CO 80610

3
1
1,513 sqft
PITI Monthly
$1,666.59 /mo

Listing courtesy of: Christine Gwinnup, LPT Realty, LLC.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,424 /mo
$2,310 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
DECK
LANDSCAPED
HISTORIC

Welcome to 106 A Street, an exquisite residence nestled in the heart of Ault, Colorado. This historic gem, built in 1904, seamlessly blends timeless charm with modern sophistication. The home boasts tall ceilings and unique architectural details, offering both a living room and a grand family room, the latter spacious enough to be converted into a third bedroom. The property features ample parking for an RV and boat, complemented by a one-car detached garage, ensuring abundant storage space. The outdoor area is a haven for gardening enthusiasts and those seeking sustainable living, with raised garden beds, a chicken coop, and beautifully landscaped grounds. The expansive wood deck and enclosed sunroom provide perfect retreats for enjoying a morning coffee or evening wine. Situated adjacent to the elementary school and Liberty Park, this home offers both convenience and a sense of community. A short stroll leads you to downtown Ault, where a variety of dining and shopping options await, including the renowned Gray's Cafe and a newly opened local winery. Ault, known as the "Gateway to the Rockies," boasts a rich history and has experienced significant growth while retaining its quaint, small-town charm. Explore the refined interiors where historic elements harmonize with modern amenities, creating a perfect blend of old-world elegance and contemporary comfort. Do not miss the opportunity to own a piece of Ault's storied history. Schedule a showing today and discover the unparalleled allure of 106 A Street.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,666.59/mo
Estimated Loan Balance
$322,806
Cash to close
$47,836
Interest Paid
$32,665

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Air Conditioning-Room, Ceiling Fan(s)
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1904
Details
  • Builder:

Community & HOA

Community
  • Subdivision: MC GLENNS ADD
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Ault

Financial Details

  • Price per Sqft: $244.55
  • Tax Annual Amount: $1117
  • On Market Date: 2024-06-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $47,836 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $47,836!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$322,163
Your Cash$47,836
Total Purchase Price:$369,999

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,424/mo
Traditional @ 7.5%
$2,396/mo
You save $972/month ($11,670/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1012911

Listing From: recolorado

Last updated: 2024-07-31T10:32:32.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,424 /mo
$2,310 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $47,836 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $47,836!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$322,163
Your Cash$47,836
Total Purchase Price:$369,999

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,424/mo
Traditional @ 7.5%
$2,396/mo
You save $972/month ($11,670/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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