Laura Jewett

Laura Jewett

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Closed

$415,000

($221,578 down)
FHA

10685 Forester Place, Longmont, CO 80504

3
2
1,110 sqft
PITI Monthly
$1,558.12 /mo

Listing courtesy of: Lizbeth Varela, Sellstate Altitude Property Group

Assumed Rate

3.44%
7.15%

Principal & Interest

$1,059 /mo
$1,605 /mo

What's Special

LOCATION
STAINLESS STEEL APPLIANCES
EFFICIENT

A perfect blend of comfort and convenience! This beautifully maintained 3-bedroom, 2-bath home is in a prime location near HWY 119 & I-25, offering easy access to Longmont, Boulder, Loveland, and Denver. The south-facing home features brand-new flooring on the first floor, newer stainless steel appliances, and a recently replaced roof. Upstairs, you'll find three well-sized bedrooms and a conveniently located laundry room, making daily living even more functional and efficient.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.44
Remaining Loan Term
21 years, 5 months
Monthly PITI
$1,558.12/mo
Estimated Loan Balance
$195,426
Cash to close
$221,578
Interest Paid
$63,879

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Idaho Creek
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Idaho Creek
  • HOA Amenities: Unknown
  • HOA Fee: $70
  • HOA Frequency: $Monthly
Location
  • Region: Longmont

Financial Details

  • Price per Sqft: $373.87
  • Tax Annual Amount: $2169
  • On Market Date: 2025-01-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $221,578 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $221,578!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$193,422
Your Cash:$221,578
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$1,059/mo
Traditional @ 7.5%
$1,665/mo
You save $606/month ($7,268/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1025456

Listing From: recolorado

Last updated: 2025-04-01T17:11:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.44%
7.15%

Principal & Interest

$1,059 /mo
$1,605 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $221,578 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $221,578!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$193,422
Your Cash:$221,578
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$1,059/mo
Traditional @ 7.5%
$1,665/mo
You save $606/month ($7,268/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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